Car Finance

[MackemBob]

Is your current car a diesel? If it is, some places do a scrappage discount against a new car.

 

[AndrewP]

£12k is a f***ing daft price for a C1.

List price for a basic one is about £9k, should be aiming down from there, or buying something else of course.

 

[SAFC Wilks]

As I say, £11k new is the cheapest 5 door.

But new isn’t worth it imo.

You could even go to the Citroen garage and look at their used C1 cars that have done under 10,000 miles and it’ll be likely half of the price.

 

[Spennymackem1981]

If you pay 12k for a C1 you're an absolute imbecile.

why yeah thats what i thought...it was just a C1 someone recommended for the running costs i dont even want to buy one new u lose about 4 grand as soon as you leave the garage

But new isn’t worth it imo.

You could even go to the Citroen garage and look at their used C1 cars that have done under 10,000 miles and it’ll be likely half of the price.

and still get finance or PCP

 

[SAFC Wilks]

Only been passed my Car test 3 Years...was always bikes for me before that, i also had a bump last year so my insurance is a piss take also

If your insurance will be a piss take then don’t pay 12k for a car.

Surely used cars will be a better bet?

 

[Spennymackem1981]

Is your current car a diesel? If it is, some places do a scrappage discount against a new car.

nah its Petrol mate Vauxhall Corsa

 

[SAFC Wilks]

why yeah thats what i thought...it was just a C1 someone recommended for the running costs i dont even want to buy one new u lose about 4 grand as soon as you leave the garage




and still get finance or PCP

Ah, I’m all over the shop. Ignore me, thought you’d have taken a loan elsewhere for a price of a car.

 

[AndrewP]

and still get finance or PCP

Yeah, you can get finance and PCP on used cars.

 

[Ricci's Special Kebabs]

why yeah thats what i thought...it was just a C1 someone recommended for the running costs i dont even want to buy one new u lose about 4 grand as soon as you leave the garage




and still get finance or PCP

Buy a used one, they are cheap as chips to repair.

If you're shit with money why put 12k over your head on a C1?

 

[Spennymackem1981]

I live not far from you then and one of the scrapyards I was on about is just around the corner in Backworth

i dinnit want a cut and shut man

 

[Lambchops]

ive never brought a car before man other than the last one wih was just a cash deal at a local garage

Just find a car you fancy online, arrange to have a look and take a mate who knows about cars - if you like it take it from there with the owner

 

[AndyGray1985]

Get a used small diesel car - 3 years old and 30k miles and you'll be fine. Don't get a french car

 

[Spennymackem1981]

Buy a used one, they are cheap as chips to repair.

If you're shit with money why put 12k over your head on a C1?

im not buying a C1 man i was just saying thats how much they are new...ive been fine with money for years but that does not take the shit off my credit file

 

[Ricci's Special Kebabs]

im not buying a C1 man i was just saying thats how much they are new...ive been fine with money for years but that does not take the shit off my credit file

How much are you looking to pay per month?

 

[AndrewP]

im not buying a C1 man i was just saying thats how much they are new...ive been fine with money for years but that does not take the shit off my credit file

Audi?

 

[West_Winger]

Yeah, you can get finance and PCP on used cars.

Interest in used car PCPs is extortionate though.

 

[BigPete]

i dinnit want a cut and shut man

Get you it nice and cheap and will get you about.

Probably be able to get you a Ford Focus for £200

 

[AndrewP]

Interest in used car PCPs is extortionate though.

Yeah, well it's usually shit on new too, but they'll knock a load off list to sweeten it up.

 

[Spennymackem1981]

has anyone ever used the Credit Union for a loan, they dont charge rip off interested apparently and ive had my Saving account with them for 18 months

 

[BigPete]

Will blow the tits off a C1 too

Could get 60 of them for the price of your C1