your pension is part of your personal responsibility to ensure that you can pay your way in your old age, rather than relying on others to pick up the slack. you get a tax advantage on it, meaning that you effectively get 20% extra towards your final pot. surely as an individual you would AT LEAST be aware of how much every month you were putting away towards your final pot.
Perhaps there has been some misunderstanding.
I am not disrupting that pensions are important, not am I shirking my personal responsibilty and leaving it to others to bail me out or “pick up the slack”.
It is simply better for me to work towards paying financial commitments off, before my fixed term contract expires, than it is putting money away in a pension.
I expect things will change in future, however it is not my priority right now.