Ricci's Special Kebabs
Striker
Aldi do
Credit card with benefits
- Thread starter JAZZMANB
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Le Chuck
Striker
Only just started by all accounts.
Didnt a few months back. Hell its only a couple of years ago they even started accepting basic credit cards.
Latka Gravas
Striker
Shite film
Ghost of Bagpuss
Central Defender
Ive got barclaycard paying 0.5% on purchases.
Also have sainsburys card which is 0% for 31 months, then stooze with nationwide at 5% also gives double nectar points & bumber points in 1st couple of months for sainsburys shopping over £20
And you're teaching our kids
What hope have they got?
Im not, Im retired.
They aint making any money off you if you are not paying their interest now are they?
Le Chuck
Striker
cluelessOf course they are. They take a slice off every purchase you make.
And you taught our kids? Worrying
Ghost of Bagpuss
Central Defender
Of course they are. They take a slice off every purchase you make.
And you taught our kids? Worrying
Do people who teach need to know everything about every subject? So the relevance of this to say teaching languages is?
It still stands that the OP is the CC companies worst nightmare, they dont want you to pay the balance off each month, the big money is in their mental levels of interest. Yes they will be charging a tiny amount on the £111 the OP spent last month (probs about 1.5%) but far better if they can charge 18%+ on his outstanding balance....Oh and the few sheckles Im sure they make of selling your data to 3rd party companies.
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Had ba am3x one that gives avios but flight wise the free flights are more expensive than just getting a cheap flight as you have to pay taxes that are immense.
Switched to amex nectar one and just got a free trip to Paris on Eurostar with hotel after a year.
Switched to amex nectar one and just got a free trip to Paris on Eurostar with hotel after a year.
Le Chuck
Striker
Its about general common sense, and very basic knowledge about life.
Were you a foreign language teacher then?
chr1s1973
Striker
That's the thing with Avios,hard to spend.
I used to have the AMEX Nectar card,that was canny.
Ghost of Bagpuss
Central Defender
I taught many things and the point stands, the CC companies hate you paying the balance as there is no big fat interest fee to pay which is where the vast majority of their money is made as you well know.
Le Chuck
Striker
'Your point'doesnt stand at all.
The CC company may not like it, but ive has my cashback card for about 15 years now & never paid a penny in interest. They've never tried to get shot of me, as they still make money from my purchases.
As you taught many things, i stand by my original point that you are clueless & is worrying that you taught our kids.
JAZZMANB
Striker
That's what I said to them and it's right
Exactly
We don't
Loads don't
chr1s1973
Striker
The other thing about this statement (aside from as people have said,it being wrong) is you are assuming these companies are well organsied enough and smart enough to identify these customers and what? Have special customer service staff for campaigns like this?
In the real world,do you know how much that would cost? You'd have to bring project guys in to design and implement the system to identify these custoners,technology to create them,staff to do this job (or at least training of the call centre people to identify these flags and know how to do things right to finess these customers out).
The bottom line is the OP missed his bill then refused to pay it when they brought his missed payment up to him. I don't know why he thinks "I'll pay it when I always do" is an appropriate response,but there you go. They are well within their rights to do whatever they feel is necessary for a customer who refused to pay an account that basically in arrears
Ghost of Bagpuss
Central Defender
So OFSTED ranked my outstanding for most of my career, my kids all did superbly during their exams but its worrying cause I said that CC companies would like to bin people off for paying off their balance monthly?
Seriously mate, you have some screwed up priorities if this terrible crime makes you question a teachers ability to do be a good teacher. Personally Im more concerned that they can teach my kids what they are supposed to be teaching them and help them do well in their exams, how naive of me
JAZZMANB
Striker
I'm average academically but no one has made much out me interest wise
As you say ,common sense
Got a degree in it
Le Chuck
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So OFSTED ranked my outstanding for most of my career, my kids all did superbly during their exams but its worrying cause I said that CC companies would like to bin people off for paying off their balance monthly?
Seriously mate, you have some screwed up priorities if this terrible crime makes you question a teachers ability to do be a good teacher. Personally Im more concerned that they can teach my kids what they are supposed to be teaching them and help them do well in their exams, how naive of me
Teachers are meant to be "clued up"
You clearly arent.
Ghost of Bagpuss
Central Defender
Here's another one that shouldnt be allowed to teach @Le Chuck, in fact, Im surprised the intricacies of the credit card industry isnt put into the entry testing for teaching, stupidly they only wanted to know whether you knew about the subjects you were teaching. (
PS Jazzmanb, you are right, you are their worst nightmare and Im sure they would bin you off if they could, your account probably costs more for them to administer than they make from you
Are they? What on? Why dont we have to take tests in being "clued up"........Is there a particular number of things we have to be "clued up" on? Particular industries maybe or maybe we should be clued up on all things in all industries even when they have literally no relevance to what we teach?
Im not clued up on how to split the atom or on how to solve the Arab/israeli crisis, maybe I should be referred to the teaching disciplinary bodies and be barred from the job?
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Le Chuck
Striker
Here's another one that shouldnt be allowed to teach @Le Chuck, in fact, Im surprised the intricacies of the credit card industry isnt put into the entry testing for teaching, stupidly they only wanted to know whether you knew about the subjects you were teaching. (
PS Jazzmanb, you are right, you are their worst nightmare and Im sure they would bin you off if they could, your account probably costs more for them to administer than they make from you
Its why i'm of the opinion that personal finance should be taught in schools.
(Obviously not by you though as you'd be hopeless)
JAZZMANB
Striker
I run a business and a good customer missing one £5 payment deadline despite having a 6k limit and an impeccable payment record isnt even worth talking about .Nothing about rights ,I'm at a level where brains and common sense keeps the phone ringing and people in jobs
They probably pay people like me to talk to staff about customer service
Ghost of Bagpuss
Central Defender
It is and I have and was rated outstanding but there you go. No poddle along you sad little WUM, Im bored with you now x
It is if they want rid of you
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