Hank Scorpio
Striker
Don’t really budget. Every penny we spend goes on Amex and we just pay the bill at the end of the month.
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The first bit isn’t gonna happen as I’ve hit the pay ceiling I’m quite flush these days man. Debt plan will be finished in March. It’s taken 10 years but I’ve still managed to get out every week. If you’ve always been a goer-outer, a night is is pretty much essential for your sanity.Get a better paid job (or jobs if you have more than one). If you have more outgoings than income then you're pretty much insolvent tbh.
From previous threads it's no great secret that you like the odd night out mind and that's hardly an essential when you're on the bones of your arse.
Some people just don’t have our bon viveur spirit. A work with a lad who has his house, new car and new wife, but on his stag night he could only muster 2 friends. Tragic that like.No offence but you sound dull as dishwater...apart from the holidays
Ohh and probably been to the races couple dozen timesNo offence but you sound dull as dishwater...apart from the holidays
Ohhh I forgotOhh and probably been to the races couple dozen times
And a few casinos never won or lost
I still very occasionally have a bet
No offence but you sound dull as dishwater...apart from the holidays
Had a similar scenario with the ex years ago. We were ticking along nicely, had a great apartment in a top spot then she wanted to move to a house and start a family. Extended ourselves and bought a great house with a pool near the beach and then split up 18months later in the middle of the global financial crisis. Walked away with relatively fuck all from years of buying property but I knew I earned decent money and could knuckle down and she'd be fucked comparatively.Was in pretty good shape financially until I split up with my missus a few years back - ended up losing out on my equity in the house, taking on 100% of the marital debt and having a hefty solicitor bill to pay, all of which put me back to square one.
Have had to knuckle down to clear any outstanding debt since then and get back on the housing ladder but there's light at the end of the tunnel. Can be a bit annoying at times to think about what might have been financially but I'm far happier now regardless so don't dwell on that much.
Not like me then I was one of the only people ever to fill our club with standing room only 2002 my 50 thThe first bit isn’t gonna happen as I’ve hit the pay ceiling I’m quite flush these days man. Debt plan will be finished in March. It’s taken 10 years but I’ve still managed to get out every week. If you’ve always been a goer-outer, a night is is pretty much essential for your sanity.
Some people just don’t have our bon viveur spirit. A work with a lad who has his house, new car and new wife, but on his stag night he could only muster 2 friends. Tragic that like.
I have one I use for work expenses which gets points on travel/hotels.
No idea what the market is like as I have to have this particular card.
My parents hate any subscriptions or contracts to keep paying, such as pcp or entertainment subscriptions, they would much prefer to buy a cd, or buy a car. Reading this thread, and mocking them in the past...... it transpires that it kind of makes for more peace of mind. The expense is taken, and no commitment for paying money out going fwd.
You do if you have any moral fibre.You don’t have to pay debt back you know
Same. Couple of hundred quid in free money in cashback from it every 12 months to help with Christmas too.Don’t really budget. Every penny we spend goes on Amex and we just pay the bill at the end of the month.
Aye their mrs will take full advantage of their thriftiness and get a toy boyI always chuckle at these threads. People giving it the big un about how well set they are, when all it takes is a divorce and they could be on skid row. And statistically, quite a few of you will.
They say that but it’s bollocks I use my personal card for everything and never had an issue with Concur.
How do you go from having relatively fuck all to owning multiple properties?Had a similar scenario with the ex years ago. We were ticking along nicely, had a great apartment in a top spot then she wanted to move to a house and start a family. Extended ourselves and bought a great house with a pool near the beach and then split up 18months later in the middle of the global financial crisis. Walked away with relatively fuck all from years of buying property but I knew I earned decent money and could knuckle down and she'd be fucked comparatively.
Never been happier now with new wife and 8 year old daughter and multiple properties. It helps that the wife earns more than me like and she's financially savvy. Like chalk and cheese from the ex.
Same. Couple of hundred quid in free money in cashback from it every 12 months to help with Christmas too.
Aye their mrs will take full advantage of their thriftiness and get a toy boy