exactly this. Bought our current house detached big garden 12 yrs ago. Difference from living in a semi was amazing..no keeping quiet etc. When things went well we looked at these huge houses at Wynard and Durham and even considered buying land and buidling. However kids are happy with their mates, close to the school and all my memories are here of the kids growing up. Why move to a mansion just cos you can afford it. Like another poster said....keep the money in the bank and enjoy it.Just moved from a terrace on a main road to a detached house on an estate and the difference in my quality of life is immeasurable. I am often found standing in the back garden at all times of day or night with a cup of tea in one hand and a massive grin on my face.
If you can do it, then you should. It's a massive game changer
Might of been different if I had been in my 20's /30's.