Businesses can no longer charge extra if you pay by card

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I looked at getting a card machine and it was something like 2% of every purchase or a set fee (can't remember). Plus setting up fees for the machine etc.
Mind some places to take the piss, 50p is fair imo for local shops as I'm sure that's what the charge was.

Like said before it'll just mean prices go up, which is unfair on those who pay with cash. Especially kids getting sweets etc.
 
I think it's the rise of contactless cards and apple/android pay that makes this make sense, people are more and more often finding it easier to tap a card than to count out change.
 
AndrewP said:
You could easily do a sweepstake without cash. As for money in a birthday card, aye that would stop, you could just give them a top up code to top up their money card.

It's coming, it'll take a long time, too many old people, but electronic transactions have overtaken cash transactions already.
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I cannit see the lass who does bonus ball coming round with a terminal to collect 50 one quid payments like.
 
AndrewP said:
She wouldn't have to even call round, you'd just add it to hers from your app, or whatever, the tech is already there. It would likely make things easier.
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That means all participants would need a smartphone and be tech savvy though etc and that's not likely.
 
Paddy O'Dors said:
That means all participants would need a smartphone and be tech savvy though etc and that's not likely.
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Aye, it'll be a different story in 20 years time though, cash will stumble on until then. The people insisting on giving cash for the bonus ball will become the pain in the arse minority before then though.
 
AndrewP said:
She wouldn't have to even call round, you'd just add it to hers from your app, or whatever, the tech is already there. It would likely make things easier.
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You'll be able to use Apple Pay to send money to people in ios11 which will probably be an example of Apple taking existing technology to a much wider audience. I pay for our lottery syndicate at work through PayM on my bank app, then there's PayPal et al. Far easier IMO.

I buy loads more at my local shop since they got contactless in but I've no idea if the poor bastard actually makes money on my loaf of bread or can of Irn Bru. But then aren't card companies etc reducing the costs to businesses because they want to get contactless much more out there so people are sloshing more money about?
 
The small fee card companies charge shops is well worth it.

The local shop next to mine doesn't take cards, instead has one of those in-shop cash machines but that charges £1.50 per withdrawal. The problem is there are free cash machines 5 minutes walk down the road at ASDA, but if you are walking there, you may as well get what you need from ASDA as well.

Surely he's losing more takings by not taking cards than he is saving
 
Not used a hole in the wall for at least fifteen years and before that very rarely.
It's demeaning having to stand in a queue in all weathers to get what is rightfully yours and sometimes even having to pay for the pleasure.
In Spain, cash (efectivo) is still the King.
In subservient Scandinavia just the opposite and the taxman has you by the balls.
 
lenshack said:
Not used a hole in the wall for at least fifteen years and before that very rarely.
It's demeaning having to stand in a queue in all weathers to get what is rightfully yours and sometimes even having to pay for the pleasure.
In Spain, cash (efectivo) is still the King.
In subservient Scandinavia just the opposite and the taxman has you by the balls.
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And which of the economic models is faring better?
 
Flared Hicks said:
And which of the economic models is faring better?
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For who ?
Last time I looked approx 70% of people's income in parts of Scandinavia went straight back to the govt in taxes.
Spain might still be in the mire, but there's a hell of a lot of prosperous folk about, despite well over 20% unemployment.
 
lenshack said:
For who ?
Last time I looked approx 70% of people's income in parts of Scandinavia went straight back to the govt in taxes.
Spain might still be in the mire, but there's a hell of a lot of prosperous folk about, despite well over 20% unemployment.
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That sums it up perfectly. The Scandis choose to institutionalise their wealth, for the benefit of all, the Spaniards stuff cash in their pockets to benefit themselves.
 
Frijj said:
As of January 2018.

http://www.bbc.co.uk/news/business-40648641

I love this idea, I really do. Nothing pisses me off more than being told there's a card surcharge.

Nothing except, being told "There's a minimum £5 spend" which really grinds my gears.

And that's exactly what might happen. Places with a card fee will surely go back to minimum spends?

God, I can't believe I can look up the answer to any argument on the SMB from a device in my pocket that's also a GPS, telephone, camera, word processor, sends emails and sends music wirelessly to my headphones 15m away, but I can't buy a can of Coke on my card without paying extra.

Great.
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I got Dizzy Rascal tickets for the O2 Academy the other week and got charged £2.50 for printing my own tickets off at home, how the fuck does that work?
 
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