Marcus is currently paying 1.5% for instant access
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Marcus is currently paying 1.5% for instant access
Instant access?TSB & Nationwide are paying 5%
Instant access?
Average yield is 1. 4% if anyone hasn't said it. I have my spare cash parked here saving for a mortgage.
I will need quick access in the next 6m so struggling to find anything other than premium bonds to park up in.Im averaging close to 3%
But then im not a higher rate tax payer.
I will need quick access in the next 6m so struggling to find anything other than premium bonds to park up in.
Yup, on balances up to £1,500 for TSB.Yup. Its their current accounts only upto a certain balance though
Aye I could do better mind. Just too busy/lazy and for the amounts it's just not worth it tbhMost of mine is instant access.
A good mix of current accounts with perks, regular savers (which allow access) some instant access paying 1.45ish & a rolling stock if fixed terms
Nationwide: 5% AER (4.89% gross p.a. fixed) interest on balances up to £2,500 for the first 12 months, and 1 % gross p.a./AER variable after that.Yup, on balances up to £1,500 for TSB.
Aye I could do better mind. Just too busy/lazy and for the amounts it's just not worth it tbh
Yup, on balances up to £1,500 for TSB.
TSB & Nationwide are paying 5%
I am sonjinking about is just a nuisance and confuses the tax man so isn't worth it. Hence premium bonds being OK for me.If you're a higher rate payer it probably isnt worth it but for me its a decent little income stream for what is essentially clicking a few buttons on my phone now & then.
I have 7k and similarMe mam has 50k worth - very rare that she doesn't win something each month
Can you open more than one per person?Nationwide pay 5% on Flex Regular Online Saver. It's instant access and you don't have to save regularly despite the name! I've got that one.
Can you open more than one per person?
These accounts are really clever marketing as you only get 5% on the initial payment and the AER tapers every month over the course of the year, for example, a payment after six months would receive 2.5% and the last month bugger all.Nationwide pay 5% on Flex Regular Online Saver. It's instant access and you don't have to save regularly despite the name! I've got that one.
These accounts are really clever marketing as you only get 5% on the initial payment and the AER tapers every month over the course of the year, for example, a payment after six months would receive 2.5% and the last month bugger all.