Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Just don't want you following bad advice from people on here and ending up with court costs and extra fine.I not contesting that lack of insurance of the other car and will pay that fine, but my offence code states, "Offence wording: Use a motor vehicle on a road / public place without third party insurance" I had insurance. I know i'm screwed just clutching at straws really.
I not contesting that lack of insurance of the other car and will pay that fine, but my offence code states, "Offence wording: Use a motor vehicle on a road / public place without third party insurance" I had insurance. I know i'm screwed just clutching at straws really.
Interesting bit info here.We had the same thing last year.
Wife drove her old car, which was uninsured.
Although her new one was, the other car was not. She thought it was
All cars must have their own insurance policy, you can’t carry it over.
Wife got six points and a hefty fine.
The penalty is way over the top as there, like you, was not any intent. But it has been ruined by all these pricks driving around uninsured.
Sorry mate
Look mate the fact that you can’t get over poor grammar tells me all I need to know. Why would it make a difference. You buy a cheap car drive a Ferrari on said insurance and crash the Ferrari ain’t covered mate. The same crash in the cheap car cost the insurance company more to the amount the cheap car is worth. You are right though not all policies cover this but it must clearly say. Twice I’ve been up for this once recently and twice the magistrates have rolled their eyes and kicked it out.
Totally different. Wife owned both cars.
Fair enough, I'll say legally the car is owned by my dad. The second car by my mum. The moped by my brother. Etc.Wrong if you own the other vehicle you won’t be insured it’s on every policy.
Who the fuck let's their car insurance auto renew? Mental
OkIt would make a difference because if that was allowed you would be driving legally with insurance on a ferrari when you have only paid for a fiesta, you really are struggling with this aren’t you?
Clerk of the court. They are vicious.Rather than just taking the points and fine it might be better to go to court and explain what happened.
I wrongly believed years ago that a fully comp policy covered you to drive other vehicles. Turns out that it was only true if stated on the certificate. I got summoned to the magistrates, explained it was a misunderstanding on my part, and they were going to dismiss it, until some little woman down the front started up saying there’s still an offence been committed you can’t just let him off. In the end they gave me 6 points but no fine. I think I’d have preferred a fine and no points mind.
Yes it would work but you do realise that it’s 3rd party only so any crashes would not cover the cost of your own vehicles.Fair enough, I'll say legally the car is owned by my dad. The second car by my mum. The moped by my brother. Etc.
Did you not kick her in the ?Rather than just taking the points and fine it might be better to go to court and explain what happened.
I wrongly believed years ago that a fully comp policy covered you to drive other vehicles. Turns out that it was only true if stated on the certificate. I got summoned to the magistrates, explained it was a misunderstanding on my part, and they were going to dismiss it, until some little woman down the front started up saying there’s still an offence been committed you can’t just let him off. In the end they gave me 6 points but no fine. I think I’d have preferred a fine and no points mind.
Haha I really felt like it. Thought I was doing well til she got involved.Did you not kick her in the
Hold up, so you’re telling him to go to court with it even though, in your own experience it won’t work?Rather than just taking the points and fine it might be better to go to court and explain what happened.
I wrongly believed years ago that a fully comp policy covered you to drive other vehicles. Turns out that it was only true if stated on the certificate. I got summoned to the magistrates, explained it was a misunderstanding on my part, and they were going to dismiss it, until some little woman down the front started up saying there’s still an offence been committed you can’t just let him off. In the end they gave me 6 points but no fine. I think I’d have preferred a fine and no points mind.
Why is it mental?Who the fuck let's their car insurance auto renew? Mental
I said I ended up with points but no fine. It should have been both.Hold up, so you’re telling him to go to court with it even though, in your own experience it won’t work?
Ignorance is not a defence.
Because if you run down a pedestrian on purpose the insurance policy would cover them.I’d definitely go with @duff_man ’s advice here. If something is set in law then they’re not going to put it in the policy stipulations, that should be taken as a given. There’s probably nothing in your insurance about not deliberately running down pedestrians either, as it is against the law and you’re expected to know the law. Ignorance of the law is not a defence, as the saying goes.
I think the best advice has been to grovel to the insurance company and see if they can do anything retrospectively.
It has to be insured to even park on a public road as an accident is defined as "owing to the presence of a motor vehicle". However it does not have to be insured to be on your drive. The sorn only applies if your not using it on a road. If the car was uplifted from the public road I would say fair enough but I'm not so sure it should have been uplifted from your drive.This is what I'm going to try. The car wasn't sorn so plod had the right to take it from the drive. But while i was driving my NOC kicked in and I was driving third party. Therefore, hopefully, i can't be prosecuted for driving a uninsured vehicle.