houghton cut head
Striker
Yo cannot pay a mortgage with a credit card; sure it will be the same for a charge card
Really, maybe it’s just my provider that doesn’t accept payments by card then
British airways amex.
- Thread starter SPUFF
- Start date
Hyltonian
Striker
Apparently so, and they say it takes them ages to get their money from them too. I've had a few occasions where there's been push back at places that initially seemingly accept Amex. I've got the Nectar Amex card, but liking the look at this BA one.
monkeytassle
Striker
It's just my overpayments tbf. The min payable still comes dd out of my current account
MackemBob
Striker
They are much higher. That’s how they can manage to do all the top cashback and point cards.
Having said that, they also really look after you if you have any bother with a purchase. Great customer service.
houghton cut head
Striker
Had a chew on with a hotel company over a pay in advance hotel booking. The whole process went to
good to know Marra as I am paying off a canny chunk extra every month.
houghton cut head
Striker
Not much to be honest mate. 80K is the starting point for a business return to the East coast of the US I think
sketchy
Winger
I put everything on mine and work expenses. If you can spend 10k in a year get the premium BA card and it's 2for1 on a avios you pay for flights
If you want a referral pm and you get a few extra miles as do I
monkeytassle
Striker
Needs way more than that tbf. I've been harvesting for about 4 years.
CatRyan
Striker
How do the points convert? As in what do you get for that?
sketchy
Winger
Probably two people business class to us plus tax
CatRyan
Striker
Is it a point a £ spent or something?
sketchy
Winger
Pretty much. You get sign up bonus though. 25k for BA for certain spend, 20k for gold card, 10k for spg and can hold all at same time. Meet spending criteria get points then cancel cards and sign back up six months later and do the same.
Can someone give some real world examples of £'s to points? To get an idea of what you get and how.
CatRyan
Striker
Thank you
neiluk1985
Midfield
Dunno about BA mate but I’ve just used 60k miles for a return upper class flight to Dubai with virgin. Bought an economy ticket then used my miles to upgrade, which is the best way to use them with virgin since you still have to pay taxes etc with their ‘free’ flights. I think you can get a completely free flight with BA mind but don’t know for sure.
Just put all your day to day spending on you Amex and pay it off each month, you’ll have enough miles saved up in no time. Most places accept it now (except the co-op and the odd restaurant) but some schemes will give you a visa for the odd time you can’t use it.
Another decent thing is that you can convert your miles to hotel/Tesco/nectar points if you’ve got a bit saved and don’t fancy using them on flights.
houghton cut head
Striker
To take advantage of it you really need to get cards on signup bonus, spend the required £2K in 3 months, then cancel and get again 6 months later. Get cards for the wile and kids if they are old enough, and you get referral bonus’ too
£10K spend for BA Amex withs signup bonus = 36K points. Gold Amex with £2K spend = 24K points, refer Wife, £2K spend = 3 3K points, refer other family member ( you use card) £2K spend = 33K points.
That’s 126K points for a £16k spend. This could get you 2 x Business or possibly 1st class tickets worth £6-8K for all your points + about £1,050 taxes.
I work away a lot so qualified for 2 x 241 BA tickets in 6 months, and about 250K points in a year using 6 Amex cards.
Flying 1st class on a A380 to Chicago and returning on a 787-9 from Newark in the Summer for about 135K points and £1055 tax. Actual ticket price would have been £6,600 for the two of us
Sounds ideal mate. Should have done this a long time ago! I’ll get onboard. Cheers.
SPUFF
Striker
Right, a year on Ive racked up 80,000 points. Then moved to a cashback card as flights may become a pain to arrange.
Basically though with companion voucher and just 30,000 avios cost to fly somewhere hot in Europe is only about £140 for the pair of us.
Main issue is shite flights from Manchester (weekend only to Alicante, Malaga, Ibiza, Mykonos n Nice) similar Edinburgh to just Florence n Palma.
Only till end of Sept too. So looking like via London, I`ll spend the rest of the avios on digs n stick to cashback.
To my mate its far handier as hes just near Heathrow, 3 of them get on long weekends 3 times a year with it!
Horses for courses I guess.
Basically though with companion voucher and just 30,000 avios cost to fly somewhere hot in Europe is only about £140 for the pair of us.
Main issue is shite flights from Manchester (weekend only to Alicante, Malaga, Ibiza, Mykonos n Nice) similar Edinburgh to just Florence n Palma.
Only till end of Sept too. So looking like via London, I`ll spend the rest of the avios on digs n stick to cashback.
To my mate its far handier as hes just near Heathrow, 3 of them get on long weekends 3 times a year with it!
Horses for courses I guess.
MackneyHackem
Striker
Get a virgin Atlantic MasterCard. Accepted in much more places and you can loop funds to your bank account and back using Revolut. Totted up over 100k Miles in 3 months.
