Exchange rates are currently holding their own against the Euro despite the latest rise - the last few times it's dropped considerably when the rises were announced.
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Noticed the gap between petrol and diesel was as low as it’s been for a while as wellFor the first time for a long time I saw a petrol station with fuel under £1.40 per litre, yesterday on my way home from work - actually £1.39.9 but, hey ho, softly, softly, catchee monkey.
137.9 when I was out on my messages last night. Tesco Dragonville.For the first time for a long time I saw a petrol station with fuel under £1.40 per litre, yesterday on my way home from work - actually £1.39.9 but, hey ho, softly, softly, catchee monkey.
Probably cheaper than it was a few years ago when you factor in inflation.137.9 when I was out on my messages last night. Tesco Dragonville.
I'd seen a picture from ages ago on my WhatsApp where it was well over 190, and a reply from a mate buying diesel at 199.9
Job done for the oil companies - they've conditioned us to think that anything under £1.40 is 'cheap', even when the barrel price is dropping down to pre-Covid levels.137.9 when I was out on my messages last night. Tesco Dragonville.
I'd seen a picture from ages ago on my WhatsApp where it was well over 190, and a reply from a mate buying diesel at 199.9
Unlucky marra.I must have missed that sale
Biggest con was when they changed the prices from gallons to litres. It’s been 9 pound odd a gallonJob done for the oil companies - they've conditioned us to think that anything under £1.40 is 'cheap', even when the barrel price is dropping down to pre-Covid levels.
Well unless the debt is interest free, it’s generally going to cost more then savings are going to make.Why would it imply they have no debt?
Would anyone give a mortgage that won’t finish til you’re 70?Sounds like you've got a budget of about £100k, presuming a deposit. Take it over 15 instead.
Would anyone give a mortgage that won’t finish til you’re 70?
Well unless the debt is interest free, it’s generally going to cost more then savings are going to make.
Would anyone give a mortgage that won’t finish til you’re 70?
I suppose they would, unless you were after a new build with garden and garage back then as wellthey were still a lot more affordable. 15% now would be considerably worse than 15% in 92.
Had a talk about mortgages, pensions and saving with a financial bloke a while ago.
He reckoned it was all down to interest rates.
If your getting 6% a year on your pension, don't take money out of it to pay off a mortgage that your only paying 3% on.
Same deal with savings, check the rates and move the cash, if your only getting 1% savings interest, pay off debt that your paying 5% on.
So for many pensioners, it makes sense to carry on with a mortgage rather than paying it off if your can afford the repayments from your pension.
Not sure pensioners need the volatility of the stock market though. Steady away when you get to that ageHad a talk about mortgages, pensions and saving with a financial bloke a while ago.
He reckoned it was all down to interest rates.
If your getting 6% a year on your pension, don't take money out of it to pay off a mortgage that your only paying 3% on.
Same deal with savings, check the rates and move the cash, if your only getting 1% savings interest, pay off debt that your paying 5% on.
So for many pensioners, it makes sense to carry on with a mortgage rather than paying it off if your can afford the repayments from your pension.
My mam still has her house so there’s a probability that I will get a large cash sum before I’m 70. Dunno if they’d take that into account?Our mortgage finishes when we are 72. Only a small mortgage mind and a very large deposit on the house. That might have helped
Every cloud and all thatMy mam still has her house so there’s a probability that I will get a large cash sum before I’m 70. Dunno if they’d take that into account?
Been doing a bit of work in Bishop Auckland recently. Prices there must be amongst the lowest in the country, unleaded 1.32 and diesel 1.36For the first time for a long time I saw a petrol station with fuel under £1.40 per litre, yesterday on my way home from work - actually £1.39.9 but, hey ho, softly, softly, catchee monkey.
Been doing a bit of work in Bishop Auckland recently. Prices there must be amongst the lowest in the country, unleaded 1.32 and diesel 1.36
Aye that’s the one! The Sainsbury’s was only a penny more.There’s a garage there that tries to offer the fairest prices they can, I think it’s a Jet
My mam still has her house so there’s a probability that I will get a large cash sum before I’m 70. Dunno if they’d take that into account?