Banking at the post office.

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Paddy O'Dors said:
Bank transfer costs a lot more? Coins are difficult to send in an envelope in the post?

I deal with payments from probate and a lot of solicitors still use cheques for that.
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Why do small businesses send coins in the post??

I may be wrong but I think bank transfer fees will be cheaper than cheque fees. I’ll need to check (pun intended)

And solicitors issue cheques so the money stays in their accounts longer...
 
HellsBells said:
Why do small businesses send coins in the post??

I may be wrong but I think bank transfer fees will be cheaper than cheque fees. I’ll need to check (pun intended)

And solicitors issue cheques so the money stays in their accounts longer...
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I was taking the piss with the coins thing like.

Mercer's pension people want a cheque for £150 off me for an overpayment on me da's pension after he passed away. I don't have a cheque book and haven't written one out for at least 15 years. When I asked them for their bank details so I could do a transfer they refused and insisted on a cheque. So we're stuck in limbo.
 
the boot said:
Just found today out you can bank at the post office.
Pay cheques and cash into accounts.
I know this may have cropped up on here before I joined as it been about sine 2015 but
Gerrin !!!!!
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If you want to wait for 30 minutes in a piss-soaked queue then on ya go
 
Paddy O'Dors said:
I was taking the piss with the coins thing like.

Mercer's pension people want a cheque for £150 off me for an overpayment on me da's pension after he passed away. I don't have a cheque book and haven't written one out for at least 15 years. When I asked them for their bank details so I could do a transfer they refused and insisted on a cheque. So we're stuck in limbo.
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Bankers draft. It’ll cost you £30 but that’s the answer.
 
MarcoGoalo said:
Depending on who you bank with, there could be delays in the funds hitting your main bank account.

Think if you pay cash in at the PO then it gets there the same day for Barclays, NatWest/RBS takes up to 3 days
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I paid a cheque in at the local post office a couple of months ago and it was in my bank account within 48 hours. Got another one to pay in tomorrow. System works well based on my one experience so far. HSBC bank btw.
 
peil said:
Weirdly, some of the retail banks have only just launched photo deposit of cheques via their phone apps - about a decade behind the yanks and their archaic systems
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That's because we're ahead of them with online banking and doing anything with cheques is going backwards really.
 
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