bomber
Striker
More reading from the side of red buses and yellow hammer will give them a much better concept Ian sureBecause they have absolutely no concept of financial management.
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More reading from the side of red buses and yellow hammer will give them a much better concept Ian sureBecause they have absolutely no concept of financial management.
They dropped this morning when the news started trickling out.I'd be surprised if there was an interest rate cut this month but not if there was an interest rate cut this year. Still I've just bought the Euros which I need for my March holiday on the off chance of an interest rate cut as the exchange rate will reduce as a reaction.
Ā£108k for a house?Just done a quick look. 108k house, 75% LTV. 5 year fixed rate 1.84% with Ā£0 setup fees. Superb deal that for a first time buyer. Ā£403.66 a month. Some brilliant mortgage deals available for everyone
Agreed.
Just done a quick look. 108k house, 75% LTV. 5 year fixed rate 1.84% with Ā£0 setup fees. Superb deal that for a first time buyer. Ā£403.66 a month. Some brilliant mortgage deals available for everyone
Depends on a number of things. Mainly what the inflation rate is expected to be.Imagine thinking an interest rate cut is bad.
I know but it was nothing serious only 0.05 and 1.15 is still reasonable compared to where it was and it will drop further should an interest rate reduction happen.They dropped this morning when the news started trickling out.
Very good deal and you'll have a bit of summat to show for it. You'd struggle to rent for that round hereJust done a quick look. 108k house, 75% LTV. 5 year fixed rate 1.84% with Ā£0 setup fees. Superb deal that for a first time buyer. Ā£403.66 a month. Some brilliant mortgage deals available for everyone
Agreed.
Very same details almost 8 years ago for us was 3.4%. we remortgaged after that initial 5 year fixed rate and are now paying about 1.8% on a 5yr fixed rate which will see us finished. Hopefully they come down a little more as we are considering movingVery good deal and you'll have a bit of summat to show for it. You'd struggle to rent for that round here
Merely just used my details from just shy of 8 years ago.Ā£108k for a house?
Id say WH is a huge outlier in terms of property value.Very same details almost 8 years ago for us was 3.4%. we remortgaged after that initial 5 year fixed rate and are now paying about 1.8% on a 5yr fixed rate which will see us finished. Hopefully they come down a little more as we are considering moving
Merely just used my details from just shy of 8 years ago.
They started wittering on about it on thu with carney. Tenreyro again on Friday and then vlieghe in the ft this weekend. Before the admittedly rubbish gdp data this morningThere's only talk of a cut because the economy has shrank 0.3% the govt\BoE used to raise rates in the boom timesc to stop the economy overheating so it's seen by experts as a backward step and it's called preparing for Brexit,folks should bear in mind it's the only tool the govt have left to fix the problem other than increasing the UKs debt even more and it's about worn out.
Can get a canny starter home in Sunderland for similar prices tbf.Id say WH is a huge outlier in terms of property value.
Is it fuck man, itās the availability of credit thatās caused this. Back in our day the bank manager would have laughed in your face if we went in asking for the cash for a new car as a spotty teenager. now theyāre throwing it at kids.Social media and in particular instagram are causing this. Constant photos from people stealing a living as "influencers" in big houses and flash cars. Plus the usual bullshit motivational quotes about being able to have anything you want means people feel entitled to 4 bedroom detached houses when they earn fuck all.
Society needs to get rid of this shit and press the reset button. Before social media low paid people generally had small houses and old cars and didnt think much of it. I am not saying you should not be aspirational, but its gone way too far.
Loads around in the pit villages for well under Ā£100kCan get a canny starter home in Sunderland for similar prices tbf.
I wonder if a Bank manager would approve a 25 year loan for nissan worker at presentIs it fuck man, itās the availability of credit thatās caused this. Back in our day the bank manager would have laughed in your face if we went in asking for the cash for a new car as a spotty teenager. now theyāre throwing it at kids.
So they should beLoads around in the pit villages for well under Ā£100k
It is what it is but I'm not fussy. Live within my means. This house was affordable and we've managed fine. Now looking to move and purchase one more expensive. Rates are excellentId say WH is a huge outlier in terms of property value.
Grew up in this estate. My mam and dad live in the newer houses out the back. Absolutely no bother and about 15 minutes from town. No brainer for a young'un wanting to start out imo.Loads around in the pit villages for well under Ā£100k
Due for a mortgage renewal later in the year so that's good news (for me).
Life was completely f***ing different then man. The reason the older generation had shit cars and tiny starter homes is because itās all the banks allowed you to have. You canāt really judge modern kids because you faced nowhere near the same level of pressure from advertising and the temptations of easy credit.Think a lot of younger people just expect nice things (car/house) on a plate and are happy to rack up large debts , not realising that in few years time if interest rates were to suddenly rise they would be in the shit
when we were younger regarding homes you would try work way up housing ladder , nowadays young couples want a new build 4 bed house as their first home and a nice car , crazy, its all on tic
As opposed to the 17% in the 90s?If only Labour hadn't crashed the worldwide economy.
Well done to the Tories for keeping interest rates so low throughout this stint in government.
Thatās a lovely little house that. I could live in that and be very comfy. Bit of a commute thoughGrew up in this estate. My mam and dad live in the newer houses out the back. Absolutely no bother and about 15 minutes from town. No brainer for a young'un wanting to start out imo.
Check out this property for sale on Rightmove!
2 bedroom terraced house for sale in Moorsfield, Houghton Le Spring, Tyne and Wear, DH4 Ā£90,000. Marketed by Kimmitt and Roberts, Houghton Le Springwww.rightmove.co.uk
I bet all the people who got in a financial mess in the early 90s and in the later part of 2000s wished the banks had felt the same about loans like our parents āsufferedāLife was completely f***ing different then man. The reason the older generation had shit cars and tiny starter homes is because itās all the banks allowed you to have. You canāt really judge modern kids because you faced nowhere near the same level of pressure from advertising and the temptations of easy credit.