Not sure why but this reminds me of the rumour that Hasidic Jews have sex through a sheet with a hole in it.Got a lads trip to Bilbao in Jan and we are going cashless kitty and using Monzo instead. Everyone has a card and we will just lob into the kitty and away we go. Been away with same group loads of times (Dortmund, Malaga, Cork. Porto to name a few) and one lad usually does the kitty - works well. Don't think I have ever done it in UK.