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Chase or Revolut

spitfire said:
What's best for spending when abroad? We have always been cash takers, but want to take a card this year to use. Mind you where we are going (Greece) still like a bit of cash for "tax purposes" :lol:

What's everyone's experiences of the above, and yes we are getting old so it needs to be simple to use:lol:
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Wise

Was in Greece last week and everywhere took card never used cash once
 

Monzo, chase, or Starling, I know most people use contactless anyway so the usual transaction limits apply there, but if you need cash, these three act as normal up to 200 or 300 quid per day, Revolut limits the amount you can withdraw to something like 200 quid equivalent per month

HSBC Globak Money account looks very good as well, but for ease, go for one of those three…

If you use chase you get 1% cash back for spends as well
 
Wise are probably the best in most cases for most people.

I think there's a fair chance of a revolut implosion in the next couple of years.
 
5limJim said:
Monzo, chase, or Starling, I know most people use contactless anyway so the usual transaction limits apply there, but if you need cash, these three act as normal up to 200 or 300 quid per day, Revolut limits the amount you can withdraw to something like 200 quid equivalent per month

HSBC Globak Money account looks very good as well, but for ease, go for one of those three…

If you use chase you get 1% cash back for spends as well
Click to expand...

I'd recommend the HSBC global money account for anyone already with HSBC.
 
Chase. Apart from the 1% cashback on pretty much everything, no fees on card payments or cash withdrawals (and the exchange rate was bang on with xe.com) and the 3.1% savings account (paid monthly), they now also pay interest (only 1% but.....) on your current account balance.

There is also a roundup feature where all payments are rounded up to the nearest £, the 'change' being added to a separate little savings account which earns 5% interest. Soon starts to mount up.
 
Revolut always been great for me. Transferring funds is very quick and now they have the vaults you can get a little interest too but I stand withdrawals.

I get cash if I refer anyone so let me know if want one 😂
 
LiverBird said:
I'd recommend the HSBC global money account for anyone already with HSBC.
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Yes I got HSBC Global Money recently as a backup but still use Starling as my main overseas card.

Also use Halifax Clarity as a non-Sterling credit card. Useful for flights, hotels, car hire and where you may need to leave a deposit.
 
Probably not much between the modern Monzo, Revolut or Starling type cards. Just avoid the old type money travel cards (e.g Post Office), which are expensive in comparison. Using your usual high street bank card can be extortionate but it's amazing how often you see people using them abroad.
 
GTG said:
Chase. Apart from the 1% cashback on pretty much everything, no fees on card payments or cash withdrawals (and the exchange rate was bang on with xe.com) and the 3.1% savings account (paid monthly), they now also pay interest (only 1% but.....) on your current account balance.

There is also a roundup feature where all payments are rounded up to the nearest £, the 'change' being added to a separate little savings account which earns 5% interest. Soon starts to mount up.
Click to expand...
I’ve earned 70 quid since February with the 1% cash back
 
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