Secret Visage
Striker
Revolut has been great for me. Fairly frequent traveller and it's saved me a fair bit. Kutaxabank (sp) is free to use in Spain.
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Chase or Revolut
- Thread starter spitfire
- Start date
I used Revolut for years, but changed to Starling a few years back. I'd recommend the latter.
I've also got a Caxton card as there's no limit on cash withdrawals. Handy for places like Germany that are still cash only in loads of places.
I've also got a Caxton card as there's no limit on cash withdrawals. Handy for places like Germany that are still cash only in loads of places.
I’ve got Chase. In terms of the 1%, are things like your monthly mortgage payment qualifying expenditure? 
Goat Eyes
Striker
Wise. Got it for China.
Iballistic George
Winger
Had a few issues in Florida using revolut. Tried paying and says rejected even tho card was loaded. Happened about half a dozen times over the 2 weeks.
Cult of Personality
Winger
They’ve updated some of the fees/limits recently making a bit better for the customer in certain areas.
42
Striker
I’ve got Chase. In terms of the 1%, are things like your monthly mortgage payment qualifying expenditure?
No, there's a pretty big exclusions list which doesn't include financial transactions. Doesn't include medical costs which also includes hospital car parking
Cult of Personality
Winger
Only close accounts if someone has been a naughty boy or lass..
42
Striker
Not quite closing but I've heard reports of them suspending accounts for no reason as their fraud checks are a bit over the top & perfectly reasonable stuff gets flagged up. (BBC watchdog did a feature on them) Might have since sorted it out, as this was a few years back when they first came onto the market.
moanjam
Midfield
A fist full ?
artful splodger
Winger
Chase or Virgin, both free to use abroad, best pay in local currency, I use chase myself as you get a notification from the app as soon as you use it. Decent interest rate for a current account aswell 3.1% at the minute.What's best for spending when abroad? We have always been cash takers, but want to take a card this year to use. Mind you where we are going (Greece) still like a bit of cash for "tax purposes"
What's everyone's experiences of the above, and yes we are getting old so it needs to be simple to use
Deutsch bank don't charge in Spain. The Spanish banks all had charges so swerved them last year in Malaga.
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Did you have to register it with that app/ QR scanner thing they use?
Goat Eyes
Striker
No. You thinking about WeChat?
Yes. I didn’t set it up as my card was incompatible. Was screwed when it came to buying anything and had to reply on someone else in the travel party.
Goat Eyes
Striker
I was told that most payment methods won’t work but Wise does.
WeChat is their WhatsApp and you require a Chinese person to invite you with a QR code.
I’ve got WeChat, had it for a few years. It was the card that wouldn’t work.
You need a Chinese bank account for WeChat pay. It’s a pain in the arse
Unless it’s changed recently.
