Rick O Shea
Striker
4 or 5 years ago just after our youngest passed his test - he was reversing out of our drive (a cul-de-sac) and our neighbours dog walker came flying into the street and caught the back of our car. Didn't appear to be much damage to either car - a tiny nick in our bumper and her van was an old banger. Anyway she came back later and said there was damage to a door trim so contacted the insurance and left them to get on with it. They put our lad down as to blame and never bothered to investigate - we found out later that her claim was for about £1500 for damage along the side of the car, which I couldn't believe.. I wish I'd fought them harder - their logic was our son was at fault because he was reversing - but given we had a single contact point and she was claiming multiples - I reckon he must have been stationary at the moment of impact and she was moving which should have meant she was in the wrong, IMO.
Long story - and the point is we didn't pay any excess but it pushed the premium up the following year.
Long story - and the point is we didn't pay any excess but it pushed the premium up the following year.