At fault car accident

Dog

Subs Bench
I crashed into a woman the other day and claim has been made against me.
Does this mean that I will have to pay my excess even though I am not claiming myself?
 


JAZZMANB

Striker
Absolutely nothing as far as I could see
If your excess is say £500 and its a £300 repair you could not involve your insurance people but yes the excess is just a lump you pay off any payment your insurer has to pay out .
 

Pacific

Striker
the other insurer will probably ask their customer for the excess then claim it back from your insurer to reimburse them etc

i don't think you'll technically pay out anything yourself
 

S.S.R..

Winger
Had some crook claim phony injuries in an accident they caused. I didn't have to pay any excess despite the insurers just laying down and paying out.
 

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