Car insurance for a 50yo with lots of NCD is peanuts compared to a 19yo who's just passed their test.
Good point Paddy. I’ll add my DOB and mother’s maiden name to the list.
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Car insurance for a 50yo with lots of NCD is peanuts compared to a 19yo who's just passed their test.
Good point Paddy. I’ll add my DOB and mother’s maiden name to the list.
My mortgage is all but paid off (£52 a month) so when I went to writing full time, I knew I could survive on next to nowt.Surely the stage of life you're at will have a big impact. 50+ and there's a fair chance your housing costs will be minimal if you're a home owner.
Now all the kids have nashed off that's another big overhead gone.
If I had to cut down I could live on next to nothing.My mortgage is all but paid off (£52 a month) so when I went to writing full time, I knew I could survive on next to nowt.
Nobody wants to just 'survive' but if you are doing something you enjoy, it's surprising how little you can live on.
That’s Canada for you. I refused to get a phone contract while I was there. Obscene.Internet and phone charges seem excessive
You should look into claiming universal credit, you might be entitled to it if you only earn £300pw and look after a child.I get paid £300 a week and as a single dad I struggle on but can just about pay the bills. I couldn’t imagine being paid 400-500 a week, id feel like a king. I know all that is a pittance to most people but it’s how I’ve lived and been paid for 25yrs now and I’m happy, I’ll never be a high roller.
Probably has the lad at weekends and the mother will be the one that could claim, he will most likely have to pay maintenance.You should look into claiming universal credit, you might be entitled to it if you only earn £300pw and look after a child.
Place to stay - Nowt
Electric & Gas - £130
Water - £30
Internet - £20
Food - £800
Travel (car/bus fare) - £100
An right, I took single father to be like s male version of a single mother.Probably has the lad at weekends and the mother will be the one that could claim, he will most likely have to pay maintenance.
Most people are in the same boat mate despite what you read on here and other social media. Family and love is still the most prized possession of all and never forget that.I get paid £300 a week and as a single dad I struggle on but can just about pay the bills. I couldn’t imagine being paid 400-500 a week, id feel like a king. I know all that is a pittance to most people but it’s how I’ve lived and been paid for 25yrs now and I’m happy, I’ll never be a high roller.
Everyone is minted on here.Most people are in the same boat mate despite what you read on here and other social media. Family and love is still the most prized possession of all and never forget that.
Along with good looking, slim, 6’2”Everyone is minted on here.
Have we met?Along with good looking, slim, 6’2”
With highly intelligent kids, charitable, fashionable……..the list goes on.
I was gonna say….and that’s just me. It’s a terrible time of year for people struggling, to have read these stupid articles that will be surfacing. That lass who buys the most presents in the northeast will be surfacing soon.Have we met?
Tid bits.I reckon £1,400 a month.
That would be everything in moderation consisting of normal house rent and council tax, water, gas/eleccy and food plus car insurance and petrol, tax and upkeep. As well as internet and phone and all the other tid bits.
That would be basic living without anything left over for what would be deemed as a luxury.
In my head I'll work it out which may not be accurate.
Car cost to run each week would be thus and what I class as basics and essentials....ish..
£20 petrol. £80
£8 car insurance. £32
£6 Car tax £24
£10 upkeep. £40
£110 House rent and council tax. £440
£20 Gas £80
£30 Eleccy £120
£10 Water £40
£100 food/cleaning/toiletries...etc. £400
£10 phone (wife) ....£40
£5 stray cats.....£20
£5 bird food.....£20
Just to live basically this would amount to £334 a week or £1332 a month (not calendar)
Anything I've missed out could be classed as a sort of luxury including football matches/takeaways/ holiday...etc.
This year is going to be particularly bad for so many people. Job losses and reduced income through the last 18 months. Domestic fuel and petrol prices rocketing. Mortgage rates probably going to go up. Prices in shops going up. Pressures and costs of Christmas and at a time when it is dark and cold in the mornings and evenings.I was gonna say….and that’s just me. It’s a terrible time of year for people struggling, to have read these stupid articles that will be surfacing. That lass who buys the most presents in the northeast will be surfacing soon.
I'd go with all that . Fortunately I don't have a mortgage or do cats and birdsI reckon £1,400 a month.
That would be everything in moderation consisting of normal house rent and council tax, water, gas/eleccy and food plus car insurance and petrol, tax and upkeep. As well as internet and phone and all the other tid bits.
That would be basic living without anything left over for what would be deemed as a luxury.
In my head I'll work it out which may not be accurate.
Car cost to run each week would be thus and what I class as basics and essentials....ish..
£20 petrol. £80
£8 car insurance. £32
£6 Car tax £24
£10 upkeep. £40
£110 House rent and council tax. £440
£20 Gas £80
£30 Eleccy £120
£10 Water £40
£100 food/cleaning/toiletries...etc. £400
£10 phone (wife) ....£40
£5 stray cats.....£20
£5 bird food.....£20
Just to live basically this would amount to £334 a week or £1332 a month (not calendar)
Anything I've missed out could be classed as a sort of luxury including football matches/takeaways/ holiday...etc.
Exactly, a lot of countries especially in the Eu seem to be going through covid spikes too on top of all the above. My heart goes out to them.This year is going to be particularly bad for so many people. Job losses and reduced income through the last 18 months. Domestic fuel and petrol prices rocketing. Mortgage rates probably going to go up. Prices in shops going up. Pressures and costs of Christmas and at a time when it is dark and cold in the mornings and evenings.
This is what happens minus the maintenance, I have him thurs - sun.Probably has the lad at weekends and the mother will be the one that could claim, he will most likely have to pay maintenance.
I remember my first car was £150 to buy but the insurance was £3000 at 18 year old. Not my proudest moment but I may have just paid the first £250 and got my certificate and then forgot to pay the rest, same plan for 3 years. Saved myself a fair whack of money. Finally got caught after the 3 years and got a £250 fine.Car insurance for a 50yo with lots of NCD is peanuts compared to a 19yo who's just passed their test.
A lad a worked with just moved jobs to something he loves. It’s about a 40% pay cut but even after 4 months he’s happier than everMy mortgage is all but paid off (£52 a month) so when I went to writing full time, I knew I could survive on next to nowt.
Nobody wants to just 'survive' but if you are doing something you enjoy, it's surprising how little you can live on.
All the money in the world can't buy happiness. Makes things easier but the one thing you can't buy is being content.Most people are in the same boat mate despite what you read on here and other social media. Family and love is still the most prized possession of all and never forget that.