Mortgage advice

[hypersonic]

Try whoever you bank with as they’ll be more attuned to your earnings and outgoings.

Alternatively a mortgage advisor as they’ll have lots of lenders with different approval criteria.

Get on the electoral role and try and repair your credit. If it was over six years ago it may not show up.

Sign up to clearscore, Experian, Noddle et al for free / free trials and check your report in detail for red marks.

This.

How do you know your credit score is shite?

 

[FannyByTheGaslight]

This.

How do you know your credit score is shite?

Because my mam and dad have told me that people have come to the door and have had red letters for me at their house.

 

[hypersonic]

Because my mam and dad have told me that people have come to the door and have had red letters for me at their house.

Could be secret admirers

 

[FannyByTheGaslight]

Could be secret admirers

Doubt it mate I'm a right clip

 

[AndrewP]

Because my mam and dad have told me that people have come to the door and have had red letters for me at their house.

I'd suggest you'll have very little chance of getting a mortgage, it's best to pay what you owe if you expect people to lend you a load of money.