JonnotheMackem
Striker
Yeah, that's completely fair, particularly straight afterwards, and I didn't even consider the insurance angle until I hit 'post'.You're assuming the person speaking on behalf of the club was 100% aware of the excact circumstance of the incident.
It‘s quite reasonable for an employee to describe it as an accident at the time of asking.
If she progresses with a claim , which no doubt she will be , it’ll be passed straight to the insurers who will be pleased that no employee has admitted liability.