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Stocks n Shares ISA


This is why I never previously invested, vanguard global has plummeted last few days 😳

When trump was playing daft buggers over tarrifs last time, my investments dropped about 12%. However since then, its not only rebounded, but added another 10% on top of that.
You always get these things happening, but when you zoom out of the returns graph, each big drop just looks like a small blip over the longer term.
 
When trump was playing daft buggers over tarrifs last time, my investments dropped about 12%. However since then, its not only rebounded, but added another 10% on top of that.
You always get these things happening, but when you zoom out of the returns graph, each big drop just looks like a small blip over the longer term.
I’ve balanced my portfolios this month and I’m trying not to monitor them until the end of the year.
 
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This is one of main aspects im questioning. Quoted 3% 1st year then 1.8% yearly fee.

As you say once your tied in any additional fees will come to the table.

Any advice for whom to speak with?
I recommend you look at vouched for which has reviews of advisers, also look at which lists Certified Financial Planners in your area, they have all gone through a v tough process to attain that qualification and should be able to help. For the investment options I would veer towards a portfolio using tracker funds and ideally one that invests across the whole world, with a % of shares that you’re comfortable with.
 
I recommend you look at vouched for which has reviews of advisers, also look at which lists Certified Financial Planners in your area, they have all gone through a v tough process to attain that qualification and should be able to help. For the investment options I would veer towards a portfolio using tracker funds and ideally one that invests across the whole world, with a % of shares that you’re comfortable with.
Ta very much
 
Have my last bit of cash ready to go in SIPP for this tax year to allow a full reclaim on 40% tax.

Going to hang fire just yet, to be honest it’s a drop in the ocean as hardly a huge lump
 
When trump was playing daft buggers over tarrifs last time, my investments dropped about 12%. However since then, its not only rebounded, but added another 10% on top of that.
You always get these things happening, but when you zoom out of the returns graph, each big drop just looks like a small blip over the longer term.
Most of the growth this year has been driven by tech stocks, up to 60-80% according to analysts. I've locked in much of my growth from those and put the profit into old world blue chips that have a history of weathering storms.

I'm worried tech stocks are close to a major correction, all it will take is one bad earnings report from someone like Nvidia for the sell off to begin. I am of the opinion that microsoft, oracle, meta etc. are inflating their earnings by extending the useful life of their AI chips and server hardware, and are ignoring how quickly they become obsolete.
 
Most of the growth this year has been driven by tech stocks, up to 60-80% according to analysts. I've locked in much of my growth from those and put the profit into old world blue chips that have a history of weathering storms.

I'm worried tech stocks are close to a major correction, all it will take is one bad earnings report from someone like Nvidia for the sell off to begin. I am of the opinion that microsoft, oracle, meta etc. are inflating their earnings by extending the useful life of their AI chips and server hardware, and are ignoring how quickly they become obsolete.
100% this.

I think the older of the big tech stocks (Microsoft, Amazon and Alphabet) are big enough, clever enough and have enough can't-do-without products to weather such a storm, but Tesla and Nvidia look hugely overvalued. Nvidia is the luckiest company in the world - at the vanguard of the two biggest gold rushes of the 21st century, entirely by accident. I would short them if I could find a platform that would let me buy LEAPs easily as a retail investor.
 
When trump was playing daft buggers over tarrifs last time, my investments dropped about 12%. However since then, its not only rebounded, but added another 10% on top of that.
You always get these things happening, but when you zoom out of the returns graph, each big drop just looks like a small blip over the longer term.
Similar to mine, big dips then and when Truss was in power and wrecked things. Both times they recovered really well and on the longer term graphs just look like small blips.
 
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