Mate caught without car insurance

[WestEndLad1975]

Odd one for the wise old heads on here.

Mate just got stopped by police tonight. Seems like random check. Just bought a new car and he's ballsed up. He's only gone and started the car insurance for next week, so he's had his car seized.

He says the police could only see insured or not insured, so he's been asked to go to police station tomorrow morning with his certificate.

Anyone got ideas what might happen to him? He's in bits like cos he needs the car.

 

[REDEFinition]

6 points, a fine and the pleasure of paying to get his car from the compound.

 

[WestEndLad1975]

6 points, a fine and the pleasure of paying to get his car from the compound.

Ow.

What sort of fine you reckon?

 

[FatCat2402]

Where did he buy the car?

 

[Hot Since 82]

Was he driving like a twat in some way or is the car an ott boy racer mobile. Been driving 35 years and never been stopped at random.

 

[WestEndLad1975]

Was he driving like a twat in some way or is the car an ott boy racer mobile. Been driving 35 years and never been stopped at random.

Aye that's what I thought. No idea. I was with him earlier and just got a message saying he'd been stopped.

 

[Hot Since 82]

Vehicle insurance

Rules on what motor insurance you need, what to do if you're in an accident, insurance for driving abroad, penalties for uninsured vehicles and drivers.

www.gov.uk

 

[WestEndLad1975]

Where did he buy the car?

Be somewhere in Newcastle but no idea. Like I say he just bought it so he's saying he put wrong date for start.

 

[BarrySheensAutograph]

Was he driving like a twat in some way or is the car an ott boy racer mobile. Been driving 35 years and never been stopped at random.

Don't they have Automatic Number Plate recognition now.

 

[Hot Since 82]

Don't they have Automatic Number Plate recognition now.

Yes. But what would give them their suspicions to run a check?

 

[WestEndLad1975]

Don't they have Automatic Number Plate recognition now.

Aye I just looked it up but I've never heard of it. His own fault obviously but bloody unlucky. He's only had a 2 mile drive home from where we were.

Yes. But what would give them their suspicions to run a check?

Aye that's the thing. He drives like a nana.

 

[FatCat2402]

Be somewhere in Newcastle but no idea. Like I say he just bought it so he's saying he put wrong date for start.

Every car I've bought from a garage has either wanted a cover note or has arranged insurance cover so I could drive the vehicle when I collected it.

 

[SPUFF]

Yes. But what would give them their suspicions to run a check?

It alerts their vehicle im sure!

 

[Hot Since 82]

It alerts their vehicle im sure!

Ah, so if he's driven past an anpr camera the hit is broadcast and picked up by any passing rozzas

 

[BarrySheensAutograph]

Yes. But what would give them their suspicions to run a check?

Can they not just sit on the side of the road and scan any car coming past, or am I being thick.

 

[WestEndLad1975]

Every car I've bought from a garage has either wanted a cover note or has arranged insurance cover so I could drive the vehicle when I collected it.

Aye same here. Cheap car like so he might have bought it from somewhere not so great.

Can they not just sit on the side of the road and scan any car coming past, or am I being thick.

Must have done.

 

[pavarotti1980]

Odd one for the wise old heads on here.

Mate just got stopped by police tonight. Seems like random check. Just bought a new car and he's ballsed up. He's only gone and started the car insurance for next week, so he's had his car seized.

He says the police could only see insured or not insured, so he's been asked to go to police station tomorrow morning with his certificate.

Anyone got ideas what might happen to him? He's in bits like cos he needs the car.

If he accepts fixed penalty it will be 6 points and £300 fine. If within 2 years of passing test will be automatic ban

To reclaim the car pays £192 uplift fee plus a daily storage charge. Need to be able to provide proof of insurance, MOT if applicable etc. Costs are fixed and set in legislation

The Removal, Storage and Disposal of Motor Vehicles (Amendment) Regulations 2023

These Regulations amend the Police (Retention and Disposal of Vehicles) Regulations 1995 (S.I. 1995/723) (‘the 1995 Regulations’), the Police (Retention and Disposal of Motor Vehicles) Regulations 2002 (S.I. 2002/3049) (‘the 2002 Regulations’) and the Road Traffic Act 1988 (Retention and...

www.legislation.gov.uk

 

[Darlo1973]

Aye I just looked it up but I've never heard of it. His own fault obviously but bloody unlucky. He's only had a 2 mile drive home from where we were.

You must have seen them in one of those traffic police documentaries on TV.

A lot of police cars are fitted with ANPR cameras which will do an automatic check on DVLA and insurance databases and then issue an alert if a passing car doesn't have tax, registration or insurance.

 

[FatCat2402]

Aye same here. Cheap car like so he might have bought it from somewhere not so great.


Must have done.

That's a shame, was hoping he might have been able to ask the garage why they fucked up and didn't sort out temp.insurance

 

[LynchMob]

ANPR is just that, you drive past a police car with it regardless of whether you are driving like a nun or Michael Schumacher it automatically checks insurance and tax details for that motor!