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Discounts for OAPs

My daughter got a 15% discount voucher at Mountain Warehouse with her last purchase. Made me think, shit, what if one of these fell into the hands of a pensioner? Something has to be done to stop this OAP freeloading.
Actually all benefits should be stopped then rich pensioners like me would pay less tax. Yeah, let all the freeloaders fend for themselves. Families (especially the vulnerable ones), the disabled,students, the sick, the blind. We'd save a fortune.
 

I don’t think pensioners should pay tax.

They have contributed all their lives and deserve to enjoy themselves into retirement.

I have a proposal for how we could make up the shortfall but, guess what, you ain’t gonna like it.
 
My daughter got a 15% discount voucher at Mountain Warehouse with her last purchase. Made me think, shit, what if one of these fell into the hands of a pensioner? Something has to be done to stop this OAP freeloading.
Careful someone might not spot the sarcasm.
 
Were anyone else’s parents skint during the late 70s, early 80s?

We were probably considered lower middle class. Dad was a teacher, mam worked initially in a shop then did admin work. When very young, she did an evening shift at the big new supermarket savecentre. Pretty much tag-team parenting. Dad would come home from work, mam would go out. He was the one doing stories and bath time, because we needed my mam’s income.

Cheap family holidays camping. They did buy their own house but it was a struggle and the interest rate surge in the 80s was a worry. Thatcherism gripped the north east. They did ok, but a couple of years were really counting the pennies to get us Christmas presents. That was usually just the one big thing like one of the larger Star Wars ships or a bigger lego set and a handful of smaller things. Not a lot by today’s standards.

We were probably better off than many in my class, a lot had a dad out of work, as north east industry fell apart. But even then, I don’t remember a life of riches and excess.

This is the generation we are having a go at now. Those a decade younger than me, grew up with foreign holidays and games consoles. People who are the same age as my parents when they struggled, walk around wit hundreds of pounds worth of tech gadgets in their pockets, have more at home, all subscribed to various media contracts. Multi car families are the norm and people don’t drive crappy old bangers barely holding together. More than 10 year old is considered obsolete. A stag night is 5 days in Prague not a few pints down the club.

By comparison is it really that bad that our parents generation can get 20p off a pasty during the working week?
 
Were anyone else’s parents skint during the late 70s, early 80s?

We were probably considered lower middle class. Dad was a teacher, mam worked initially in a shop then did admin work. When very young, she did an evening shift at the big new supermarket savecentre. Pretty much tag-team parenting. Dad would come home from work, mam would go out. He was the one doing stories and bath time, because we needed my mam’s income.

Cheap family holidays camping. They did buy their own house but it was a struggle and the interest rate surge in the 80s was a worry. Thatcherism gripped the north east. They did ok, but a couple of years were really counting the pennies to get us Christmas presents. That was usually just the one big thing like one of the larger Star Wars ships or a bigger lego set and a handful of smaller things. Not a lot by today’s standards.

We were probably better off than many in my class, a lot had a dad out of work, as north east industry fell apart. But even then, I don’t remember a life of riches and excess.

This is the generation we are having a go at now. Those a decade younger than me, grew up with foreign holidays and games consoles. People who are the same age as my parents when they struggled, walk around wit hundreds of pounds worth of tech gadgets in their pockets, have more at home, all subscribed to various media contracts. Multi car families are the norm and people don’t drive crappy old bangers barely holding together. More than 10 year old is considered obsolete. A stag night is 5 days in Prague not a few pints down the club.

By comparison is it really that bad that our parents generation can get 20p off a pasty during the working week?
You know games consoles etc are just a sign of technology developing right?

Warren Buffet didn’t have a PlayStation ergo poor is quite the take
 
You know games consoles etc are just a sign of technology developing right?

Warren Buffet didn’t have a PlayStation ergo poor is quite the take
Yes, but it is still expensive tech. I don’t remember hundreds of pounds of expensive tech lying around the house, or expensive anything.
 
Yes, but it is still expensive tech. I don’t remember hundreds of pounds of expensive tech lying around the house, or expensive anything.
A tv in the 80s cost what it does now. It hasn’t been adjusted for inflation at all.

Expensive tech is all relative anyway. It’s necessary to have a smart phone now, just as it was necessary to have a landline in 1975 or dial up in 1998. It’s all relative

The thread has turned out as if I wanted to slag off pensioners, it’s nonsense that people have taken it that way. Apparently I don’t have parents (that was a nice post).

The point is simple; post war pensioners are now amongst the wealthier in society (median is the best way of measuring this), I find it baffling they get discounts at the match etc. that’s it.
 
A tv in the 80s cost what it does now. It hasn’t been adjusted for inflation at all.

Expensive tech is all relative anyway. It’s necessary to have a smart phone now, just as it was necessary to have a landline in 1975 or dial up in 1998. It’s all relative

The thread has turned out as if I wanted to slag off pensioners, it’s nonsense that people have taken it that way. Apparently I don’t have parents (that was a nice post).

The point is simple; post war pensioners are now amongst the wealthier in society (median is the best way of measuring this), I find it baffling they get discounts at the match etc. that’s it.
My point was that those who were brought up in the 70s and 80s were skint. Can you say your parents were well off or were people just scraping by? Were they the generation that say the miners strikes, ship yards close and massive unemployment in the north east?

Those people are moaning about getting a few pence off some things, lived through some real hardship when trying to raise a family. Not war time hardship but hard.

Has the generation 30-50 now, really seen that kind of hardship raising your own families?

They just about made ends meet doing their best for us, so I’m not selfish enough to begrudge them a slightly cheaper cup of tea in the local cafe now.
 
Were anyone else’s parents skint during the late 70s, early 80s?

We were probably considered lower middle class. Dad was a teacher, mam worked initially in a shop then did admin work. When very young, she did an evening shift at the big new supermarket savecentre. Pretty much tag-team parenting. Dad would come home from work, mam would go out. He was the one doing stories and bath time, because we needed my mam’s income.

Cheap family holidays camping. They did buy their own house but it was a struggle and the interest rate surge in the 80s was a worry. Thatcherism gripped the north east. They did ok, but a couple of years were really counting the pennies to get us Christmas presents. That was usually just the one big thing like one of the larger Star Wars ships or a bigger lego set and a handful of smaller things. Not a lot by today’s standards.

We were probably better off than many in my class, a lot had a dad out of work, as north east industry fell apart. But even then, I don’t remember a life of riches and excess.

This is the generation we are having a go at now. Those a decade younger than me, grew up with foreign holidays and games consoles. People who are the same age as my parents when they struggled, walk around wit hundreds of pounds worth of tech gadgets in their pockets, have more at home, all subscribed to various media contracts. Multi car families are the norm and people don’t drive crappy old bangers barely holding together. More than 10 year old is considered obsolete. A stag night is 5 days in Prague not a few pints down the club.

By comparison is it really that bad that our parents generation can get 20p off a pasty during the working week?
Holidays ! Never had one till i started work at 16.

Yes, my were skint, always. Not just 70s-80s.

Lower working class. Never had anything of value.

Neighbours sent round used furniture they were throwing out. Which was good of them. Considerate.

Father also made some bits and pieces.

The whole thing gave me a sense prudence, cautious living. So i'm happy to get oldie discounts. Even though i'm well off now.

I used to get a good reduction on my ski lift passes too. Though if i went now, most of that saving would be lost to more expensive travel insurance for oldies.
 
My point was that those who were brought up in the 70s and 80s were skint. Can you say your parents were well off or were people just scraping by? Were they the generation that say the miners strikes, ship yards close and massive unemployment in the north east?

Those people are moaning about getting a few pence off some things, lived through some real hardship when trying to raise a family. Not war time hardship but hard.

Has the generation 30-50 now, really seen that kind of hardship raising your own families?

They just about made ends meet doing their best for us, so I’m not selfish enough to begrudge them a slightly cheaper cup of tea in the local cafe now.
And now they’re largely wealthier, whilst a lot of other people struggle with cost of living etc.

The electronics example is completely moot, that’s a function of technology moving on.
 
Yes, but it is still expensive tech. I don’t remember hundreds of pounds of expensive tech lying around the house, or expensive anything.
Surely that could be said of things your house had around 1980 that pensioners of the time didn't have when they were growing up.

The issue really sounds like your parents needed the money then, not necessarily now. Or rather could have done with discounts and the such then. But then that bleeds into what's already been talked about that OAP discounts are really about businesses trying to generate more money than saving people money.
 
My point was that those who were brought up in the 70s and 80s were skint. Can you say your parents were well off or were people just scraping by? Were they the generation that say the miners strikes, ship yards close and massive unemployment in the north east?

Those people are moaning about getting a few pence off some things, lived through some real hardship when trying to raise a family. Not war time hardship but hard.

Has the generation 30-50 now, really seen that kind of hardship raising your own families?

They just about made ends meet doing their best for us, so I’m not selfish enough to begrudge them a slightly cheaper cup of tea in the local cafe now.
He's not interested in any of that and won't listen to a word of it. He's one of the most unlikable people on here and there's some competition out there. I had him on ignore for years, don't know why I took him off.

Median wealth be fucked. Imagine if they used that when means testing for benefits. Anybody who owned their own home would get nowt. It's the stupidest way imaginable to work out if someone has enough money to live on in their day to day lives.

Pensioners are the latest bogeymen to blame for their shitty lives.
"But they get 10 percent off some awful frozen food one day a week, the bastards".
Anyway they shouldn't worry too much, the current elderly will be all dead soon. But they might remember they will join the ranks of being old themselves one day. Hopefully.
 
Average retirement income is £595 per week (£30,940 p.a.) for a retired couple and £282 per week (£14,664 p.a.) for a single retiree (figures from 2024). Obviously if they have a paid for house and don't have to support children than it can't be compared directly to earnings but this doesn't seem like riches to me.
 
Average retirement income is £595 per week (£30,940 p.a.) for a retired couple and £282 per week (£14,664 p.a.) for a single retiree (figures from 2024). Obviously if they have a paid for house and don't have to support children than it can't be compared directly to earnings but this doesn't seem like riches to me.

31k a year, tax free? Usually with a mortgage paid off. No childcare to pay. No need to spend on commuting etc.

Sounds fantastic. £2,500 a month, call it £2,000 after bills.
 
31k a year, tax free? Usually with a mortgage paid off. No childcare to pay. No need to spend on commuting etc.

Sounds fantastic. £2,500 a month, call it £2,000 after bills.
Cant understand your resentment/bitterness towards pensioners.

I was born in 1950 followed by siblings in 52 and 54. Father a miner, mother raised us not working. Colliery house without electricity only cold running water. We were poor and struggled. Being fed, we didnt know what we would eat next. I left home aged 16 for work.

Move on 60yrs. I worked for same employer for 43yrs, contributed 13% of pay to pension scheme, paid full NI for all the years I was employed to entitle me to full State Pension.

During that time working full time on shifts I educated myself, at my own expense, in my own time to a Law Degree and advanced in my employment. I worked hard, paid my way, house paid for and no debt.

Why do you begrudge me OAP's assistance Ive paid for? Ive got £43k per year in pensions that Ive paid for. But many pensioners have nothing but State Pension to survive on why begrudge them as well?
 
Cant understand your resentment/bitterness towards pensioners.

I was born in 1950 followed by siblings in 52 and 54. Father a miner, mother raised us not working. Colliery house without electricity only cold running water. We were poor and struggled. Being fed, we didnt know what we would eat next. I left home aged 16 for work.

Move on 60yrs. I worked for same employer for 43yrs, contributed 13% of pay to pension scheme, paid full NI for all the years I was employed to entitle me to full State Pension.

During that time working full time on shifts I educated myself, at my own expense, in my own time to a Law Degree and advanced in my employment. I worked hard, paid my way, house paid for and no debt.

Why do you begrudge me OAP's assistance Ive paid for? Ive got £43k per year in pensions that Ive paid for. But many pensioners have nothing but State Pension to survive on why begrudge them as well?

I don’t begrudge you your state pension, nor do I dispute that you’ve earned it. I said just the other day I fully support a state pension for everyone who pays into it.

What I begrudge is the freebies given out to a group of people who have a triple locked income guaranteed by the state.

You didn’t “pay into” a free bus pass, free prescriptions or the triple lock. You paid into a state pension and you’re not “entitled” to any of those things.

Lower income working aged people, let’s say someone working full time on £26-£30k are being squeezed badly by the cost of living and get very little help from the state, whilst pensioners are still treated as though they’re an incredibly impoverished group. You’re not, not as a group nor you specifically.

You have a pension that other people can only dream of. I doubt the average person of my generation will see anything close to a £43k a year pension, so why should we be paying more in taxes to fund freebies for the richest pensioners ever?
 
I don’t think pensioners should pay tax.

They have contributed all their lives and deserve to enjoy themselves into retirement.

I have a proposal for how we could make up the shortfall but, guess what, you ain’t gonna like it.
I pay tax in 2 countries. I also pay tax on money I've never had.
 
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