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Discounts for OAPs

Which ( as I've already said numerous times ) is why I said relatively and not that it was the lowest that is paid out. Relatively means It takes everything into account like percentage of average wage, cost of living and other factors. Taking everything into account we are the lowest in Western Europe down there with Portugal. I didn't create the figures.

"In Western Europe, pensioners in the UK and Portugal generally have the lowest incomes, both in terms of nominal cash values and replacement rates compared to the national average wage. The UK state pension also provides one of the lowest proportions of late-career earnings among developed countries.

United Kingdom
The UK state pension provides a lower level of income relative to average earnings than most other advanced economies.

  • Poverty & Breakeven: Roughly 14.5% of older people in the UK live in relative income poverty, and UK pensioners suffer one of the highest elderly poverty rates in Western Europe. Analysis of disposable income ranks the UK as having less financial "breathing room" after covering basic living costs than retirees in many neighboring countries
Relative poverty rates are significantly higher for children - which is kind of the point of the thread
 

Eh? I thought it was a thread about OAP discounts.
Pretty sure it's about the difference in income protection and living standards between OAPs and the rest of the population. Apologies if I'm wrong - those ONS stats say 30% of children live in relative poverty so I'm guessing you'll think they're more deserving of help as a demographic group than pensioners.
 
Pretty sure it's about the difference in income protection and living standards between OAPs and the rest of the population. Apologies if I'm wrong - those ONS stats say 30% of children live in relative poverty so I'm guessing you'll think they're more deserving of help as a demographic group than pensioners.
Surely it's their parents who need help? As children are a group you can't directly give money to. Any group of people who are living in poverty is a disgrace in a country like this. But I certainly wouldn't say, as you have, that it's an idea to take off one group and give to another. That's yet again the race to the bottom.
I'm commenting on the elderly in any case. With the argument junkies on here disagreeing with you for the sake of it, I think that's enough.
 
Surely it's their parents who need help? As children are a group you can't directly give money to. Any group of people who are living in poverty is a disgrace in a country like this. But I certainly wouldn't say, as you have, that it's an idea to take off one group and give to another. That's yet again the race to the bottom.
I'm commenting on the elderly in any case. With the argument junkies on here disagreeing with you for the sake of it, I think that's enough.
No winter fuel payment for parents though.

I havent suggested taking money from any group have I? Im providing context for the thread that you seem to be missing.

And my mum at 73 would definitely object to being described as elderly. Today's pensioners are predicted to have longer lives than their grandchildren. This is the fittest, healthiest and wealthiest generation there has ever been.
 
CountryAverage Full-Time Gross Earnings (Annual)Absolute Minimum Safety Net Floor (Annual)Safety Net as a % of Average EarningsGermany~€53,790~€14,400 (Cash + covered rent)~26.8%UK~€45,800 (£39,039)~€14,500 (£12,376 Pension Credit)~31.7%France~€43,790~€12,144 (ASPA top-up)~27.7%Spain~€33,700~€8,806 (Non-contributory)~26.1%


Basic pension as a % of Average earnings is higher in uk than spain, france & Germany.

Spain trade off lower wages for employers paying 30% NI. Over government has had a ton of shit flung at it for putting it upto 15% with people suggesting itll depress wages. Which it likely will, but things aren't that simple & difficult to make comparisons.
 
No winter fuel payment for parents though.

I havent suggested taking money from any group have I? Im providing context for the thread that you seem to be missing.

And my mum at 73 would definitely object to being described as elderly. Today's pensioners are predicted to have longer lives than their grandchildren. This is the fittest, healthiest and wealthiest generation there has ever been.
Why are you asking me this? I've never mentioned children.
Also when you said children were more deserving than pensioners: it sounded like you were saying can only give to one. That we should take from pensioners and give to kids. Otherwise why say it? It's possible to help both.
 
Why are you asking me this? I've never mentioned children.
Also when you said children were more deserving than pensioners: it sounded like you were saying can only give to one. That we should take from pensioners and give to kids. Otherwise why say it? It's possible to help both.
I thought it was obvious? You said that 14.5% of older people live in relative poverty to counter the argument about pensioners being relatively better off than other age groups. The fact that 30% of children are in relative poverty would suggest that younger age groups are generally more deserving of help than older ones. It is indeed possible to help both - but when it was suggested that we introduce means testing to some pensioners benefits there was an outcry.
 
I thought it was obvious? You said that 14.5% of older people live in relative poverty to counter the argument about pensioners being relatively better off than other age groups. The fact that 30% of children are in relative poverty would suggest that younger age groups are generally more deserving of help than older ones. It is indeed possible to help both - but when it was suggested that we introduce means testing to some pensioners benefits there was an outcry.
Again you're telling this to the wrong person. It certainly wasn't me who was outcrying about means testing. Maybe ask the outcryers is a good idea.
I also didn't say that 14.5% of pensioners live in relative poverty. I put up government figures that said it.
I've never said children are less deserving than pensioners. So, as I've already said, I dont know why you're asking me my opinion on this.
You're trying to "counter" an argument that doesn't exist. Other than the one you're trying to create with me for some oddball reason.
Why don't you start a thread about child poverty? I'll join it and say it's a disgrace.
 
Are any of the people gutted that a private cafe owner can give a pensioner a discount, the same people ip in arms when Labour said they would take the winter fuel away from anyone not on pension credits?
 
yes 10% off at Iceland on a Tuesday for over 60s is living the dream

Ridiculous that such a thing is offered when they’re better placed to manage food bills than say, under 30s with kids.

As this thread has shown however, there are a lot of pensioners who feel they’re owed something for “hard work” which in their minds is harder than anyone has ever worked ever
Are any of the people gutted that a private cafe owner can give a pensioner a discount, the same people ip in arms when Labour said they would take the winter fuel away from anyone not on pension credits?

I still don’t see any reason why age related concessions shouldn’t be illegal. I’m sure you’ll smugly tell me that’s how private business works and I’ll sigh at you
 
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CountryAverage Full-Time Gross Earnings (Annual)Absolute Minimum Safety Net Floor (Annual)Safety Net as a % of Average EarningsGermany~€53,790~€14,400 (Cash + covered rent)~26.8%UK~€45,800 (£39,039)~€14,500 (£12,376 Pension Credit)~31.7%France~€43,790~€12,144 (ASPA top-up)~27.7%Spain~€33,700~€8,806 (Non-contributory)~26.1%


Basic pension as a % of Average earnings is higher in uk than spain, france & Germany.

Spain trade off lower wages for employers paying 30% NI. Over government has had a ton of shit flung at it for putting it upto 15% with people suggesting itll depress wages. Which it likely will, but things aren't that simple & difficult to make comparisons.
Different countries have different approaches to income tax and employer’s NI.

All I can draw from that is that our employer’s Ni is relatively tiny.
I thought it was obvious? You said that 14.5% of older people live in relative poverty to counter the argument about pensioners being relatively better off than other age groups. The fact that 30% of children are in relative poverty would suggest that younger age groups are generally more deserving of help than older ones. It is indeed possible to help both - but when it was suggested that we introduce means testing to some pensioners benefits there was an outcry.
This is absolutely the obvious thing that’s needs to happen.

Lots of pensioners are living (mortgage-free) in expensive houses, collecting private pensions on top of any state pension and yet, when the issue of tax falls upon them, they are vocal and powerful at the voting box.
 
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Different countries have different approaches to income tax and employer’s NI.

All I can draw from that is that our employer’s Ni is relatively tiny.

This is absolutely the obvious thing that’s needs to happen.

Lots of pensioners are living (mortgage-free) in expensive houses, collecting private pensions on top of any state pension and yet, when the issue of tax falls upon them, they are vocal and powerful at the voting box.
A house is a home, doesn’t matter if it worth £80,000 or £500,000 it's only worth that if you sell it, as far as tax goes I have paid tax for most of my life, and as long as it goes to make mine and everyone else's life better I don't mind and. I have paid a lot of tax over the years.
 
Are any of the people gutted that a private cafe owner can give a pensioner a discount, the same people ip in arms when Labour said they would take the winter fuel away from anyone not on pension credits?

Id say generally no. As an aside, its strange that when free TV licence (which is a similar value to WFA) became means tested via pension credits, there wasnt anywhere near the meltdown over it. A few grumbles & was quickly forgotten about.
 
Ridiculous that such a thing is offered when they’re better placed to manage food bills than say, under 30s with kids.

As this thread has shown however, there are a lot of pensioners who feel they’re owed something for “hard work” which in their minds is harder than anyone has ever worked ever


I still don’t see any reason why age related concessions shouldn’t be illegal. I’m sure you’ll smugly tell me that’s how private business works and I’ll sigh at you
Well, all you need to do is find a political party that wants to put the time and effort in to making OAP discounts a priority and vote for them. Until one pops up, you are stuck seething with bitterness.

Do bear in mind that there is no direct benefit to any government in doing so. Also remember the point of free bus travel is to get older people out and socialising and an active pensioner base means lower NHS and care costs. All these discounted tuna sandwiches contribute to that.
 
The bus pass means that instead of taking the car to Newcastle I just jump on the X10, 1 less car blocking the roads , and when I get older and give up driving altogether it will be a god send to get about.
I am fortunate to have my own car
However the last few years I’ve started using public transport a lot more and have been surprised how much I’ve enjoyed it-coupled with driving becoming a chore as my “ reactions “ slow as does my driving and others getting annoyed that I’m not flying about -the A19 especially
Got the Mega Bus to Man City away this season and have to say it was a pleasure
Comfortable -cheap as chips -and bang on time both ways .
As you say it’s less cars on the road -so a win win really -appreciate older folk have more time than when we were younger .
 
This thread has brought the churlish, the bitter & the ill informed out in droves. Blokes a few years older than me get a discount on their haircut, whoopee-f*cking-doo!

Find something real to twist about. Somebody, somewhere who you've probably never met getting a little bit discount or even freebies, has zero effect on your life...
 
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