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Stocks n Shares ISA

TAD said:
Hi folks. I think this year Might have put 20k in a cash ISA this year and not thinking later put 1k into my stocks and shares ISA just as cash to pay the fees.
If I have done this, any idea what I need to do?
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I did similar with a cash ISA over 15 yor back.

The tax authorities wrote me a letter advising me that they had noticed and I wasn't to do it again.

Whether you want to phone your ISA provider and ask them is down to you...
Darlo1973 said:
I've had days where I have gained or lost thousands.
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My overall retirement pot was down over £30k when that wonderful Mr Trump started playing tariff roulette earlier this year.

Sitting tight isn't easy in those situations so I rebalanced the risk profile putting mare into cash.

Growth this year has still been good overall but it would have been better if I'd done nothing at all.
 
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cosmicchris00 said:
My overall retirement pot was down over £30k when that wonderful Mr Trump started playing tariff roulette earlier this year.

Sitting tight isn't easy in those situations so I rebalanced the risk profile putting mare into cash.

Growth this year has still been good overall but it would have been better if I'd done nothing at all.
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I sat tight during the covid crash and I sat tight during the Trump tariff crash, but I have recently sold all my US holdings, as I don't think the valuations of AI related stocks make any sense, and a massive crash is on the horizon.

Doesn't feel good to have abandoned EMH after 20 successful years of buying and holding, but it feels better than having 20% of that investment dependent on Nvidia, Tesla, Alphabet and Meta.
 
NYMackem said:
I sat tight during the covid crash and I sat tight during the Trump tariff crash, but I have recently sold all my US holdings, as I don't think the valuations of AI related stocks make any sense, and a massive crash is on the horizon.

Doesn't feel good to have abandoned EMH after 20 successful years of buying and holding, but it feels better than having 20% of that investment dependent on Nvidia, Tesla, Alphabet and Meta.
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The trouble is that if/when the AI bubble bursts it will affect stocks all over the world not just the US.
 
Darlo1973 said:
The trouble is that if/when the AI bubble bursts it will affect stocks all over the world not just the US.
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That is true, but those stocks are not as comically overvalued, so those dips should be more temporary. The froth in the market is mostly concentrated in tech stocks, especially the top 7.
 
WashFTM said:
I mentioned GGP ( Greatland Resources) last time I commented back in june. , I hope someone took a punt on them as they have approximately quadrupled since last December and there is still some way to go.
They are £4.00 at present this is due to a 20 to 1 stock consolidation and were around 16p before.
Brokers notes put future price at over £6.00 and in years to come £10.00/ £15.00 could be possible.
The company is debt free with £750 million in the bank, and producing approximately 80,000 ounces of gold a quarter.
This is not financial advice and do your own research.
I have been in this company since 2017/18
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They were £4.00 when I posted this, they are now £5.07, hopefully someone did some research and invested
 
Alchemist said:
I picked up some on 10 Oct, it's up 28%, thanks for mentioning! Things are still looking good?
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Cracking job, things are looking really good.
We had the financial study for the Havieron mine released beginning of this month.
Next 6 months the is new resource estimate for new mines within the telfer complex and drilling results for West Dome Underground extension of the Telfer mine.
There are lots of great things happening with the company.
The other driver for price will be the extending of the Telfer mine operating life which the more knowledgeable investors seem to think could be 15 years or more.
Again do your own research but for me it's a no brainer
The financial study for the Havieronmine states it should start producing gold in 2028
 
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1992clock said:
Not much movement at all the last couple of weeks
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It has been a funny old year. Decent start, crash following Trump's tariff brain fart followed by 6 months of solid growth but the last month or so have been going sideways, maybe over jitters of AI market bursting.
 
Darlo1973 said:
It has been a funny old year. Decent start, crash following Trump's tariff brain fart followed by 6 months of solid growth but the last month or so have been going sideways, maybe over jitters of AI market bursting.
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Still > 10% up in SIPP and ISA so mustn't grumble too much.
 
DrNo! said:
Still > 10% up in SIPP and ISA so mustn't grumble too much.
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Just been doing my end of year financial review. Overall I'm up around 15% across the board (S&S ISA a bit more, SIPP a bit less as it is lower risk, cash and property virtually no change) so I'm pretty happy with that given the uncertainties in the world.
 
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