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Retirement


Got someone from Honey Legal coming next week to discuss LPA and putting house in trust

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BiG said:
I heard a lot of ‘you need structure and purpose in your life because if you don’t, lots of people go rapidly downhill when they retire’, in the lead up to my own retirement.

I retired in the middle of covid and that altered my attitude somewhat to what my options were immediately on retirement.

And so I determined that I couldn’t really be arsed with all the ‘remaining active through work’ stuff, deferred the ‘retaining structure through voluntary activity’ and I do fuck all whilst still feeling I have full days and plenty to occupy myself with. I’m not distressed. I’m de-stressed
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I'm a decade off retirement, but the sheer amount of house work / DIY jobs that need doing around the house & garden would keep me fairly occupied for 2 or 3 years. I simply haven't got the time to fit everything in. Retirement I could actually get stuff done on my own terms. Plus all the days out just having a drive out & exploring. Really can't understand people who claim they'd be bored. Parents retired about a 12 years back, and they've been pretty much constantly active since.
 
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Just under 4 years for me. Probably get another job as ill
Only be early 50s with a lad who’ll be at uni and I want him to get the best out of it without the stress of money. I’m not and will never be minted but if I can see him right I’ll know I’ve done well.
 
I'm 49. Own me own flat. Mortgage hopefully gone by 58. Got no one to leave it too. Is there companies who'll buy it off me.at a cheaper than expected market rate then let me live there till I pop me clogs?
 
Shieldsman said:
Our group are counting down the days to retirement, some nearer than others.
Had a discussion in the pub last night about how much you need to live a ‘very comfortable’ lifestyle when retired. Nice international holiday, couple of smaller jollies, restaurant once a week etc, no mortgage to pay, kids self-sufficient.
Figures ranged from £20k-£30k or £45k+ if in a couple.

What do you reckon and any lads/lasses out there living the dream already who are in the know?
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Retirement kills you. Just change your work and drop the ego.
 
joebolton said:
I am really pleased for all the people looking forward to retirement. If I am being honest , I am dreading it.
Still trying to think of a hobby or pastime to fill in that 9-6 Monday to Friday.
Been at the same place 30 years and I love it.

Some ideas I have had
Get a dog
Learn guitar , then see if there’s a band to join.
Put a few extra long walks in during the week
Get pissed a few afternoons.
Visit some cities I haven’t been , wander about.

Need something with some purpose and achievement though , like I get from work. Any ideas welcome.

Income will be about £22000 work pension and what is it , £11000 state. So about £600 a week. ( that’s in todays money ) no mortgage by then.
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Think long and hard about getting a dog. Mate said same as you but was then talking about holidays, seeing kids etc and agreed a dog was prob not a good idea, especially since he could easily borrow one. They are great but fifteen years of getting up, especially this time of year, to go out in the rain or snow, picking up poop isn't necessarily what you want retirement to be. Not saying don't get one but think does it fit around what you want to do.
 
42 said:
Another dullard who has no life outside of work outed.
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Not at all sure what the need is for some to write stuff like the poster you’re replying to Marra, if retirement isn’t for you then crack on, if it is enjoy it. There really isn’t a right or wrong answer just a different one depending on who you are. Why some think it’s a competition that you win by claiming to be right baffles me.
I have come across many neigh sayers in both the year before i retired but had decided to do so and the two years since i retired. I had the crew that can’t wait to tell stories about people they knew who retired at 55 that were dead within a year of doing so (yes a fair few said this), the ones telling you that you’ll be back at work within a year as well as the ones that tell you you’ll never have enough to do and should have a whole plan of events and hobbies to fill the vast void work leaves behind.
The truth for me is that i love retirement & don’t know how i found time to work, i could make doing nothing an olympic sport (as stated earlier in this thread) so it absolutely suits me, pure paradise. But i totally accept it isn’t for some & am fully supportive of that stance, the main thing is that you’re happy with whatever your choice is and try to avoid judging others for theirs imho.
 
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Tuono said:
2 weeks ago I was at my old school reunion. 50 years since we all left 😮. It's weird the last time I saw most of them was at school and the next time I see them almost all are retired and drawing the State Pension. In my head we're all not long out of school.
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Was that Redhouse comp ?
 
mackem35 said:
Think long and hard about getting a dog. Mate said same as you but was then talking about holidays, seeing kids etc and agreed a dog was prob not a good idea, especially since he could easily borrow one. They are great but fifteen years of getting up, especially this time of year, to go out in the rain or snow, picking up poop isn't necessarily what you want retirement to be. Not saying don't get one but think does it fit around what you want to do.
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God I’d love another dog…started walking after being a lazy git for a couple of year and love seeing the dogs out and about but as you say very tying considering I’d like to get away much more.
Campervan might be a good solution for me once i get bored with abroad……
 
Sunderland Til I Cry said:
Not at all sure what the need is for some to write stuff like the poster you’re replying to Marra, if retirement isn’t for you then crack on, if it is enjoy it. There really isn’t a right or wrong answer just a different one depending on who you are. Why some think it’s a competition that you win by claiming to be right baffles me.
I have come across many neigh sayers in both the year before i retired but had decided to do so and the two years since i retired. I had the crew that can’t wait to tell stories about people they knew who retired at 55 that were dead within a year of doing so (yes a fair few said this), the ones telling you that you’ll be back at work within a year as well as the ones that tell you you’ll never have enough to do and should have a whole plan of events and hobbies to fill the vast void work leaves behind.
The truth for me is that i love retirement & don’t know how i found time to work, i could make doing nothing an olympic sport (as stated earlier in this thread) so it absolutely suits me, pure paradise. But i totally accept it isn’t for some & am fully supportive of that stance, the main thing is that you’re happy with whatever your choice is and try to avoid judging others for theirs imho.
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The Sunday night feeling is something worth experiencing when you are retired.
In your case thought Mate can’t help thinking that a certain Northern Team that play in red and white stripes is currently helping as well.
 
Swindon On Tour said:
The Sunday night feeling is something worth experiencing when you are retired.
In your case thought Mate can’t help thinking that a certain Northern Team that play in red and white stripes is currently helping as well.
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The freedom from that feeling is one of the things i appreciate the most, had it every Sunday from my school days, now it’s just another evening to enjoy.

Yeah i have to say that the smile after winning is a tonic, still getting used to it tbh. Hope Swindon and your new boss can provide a bit for you Marra.
 
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