MackemBob
Striker
It’s dollars. He’s abroad I reckon.eye watering deposit that mate well done. Assuming you live in London, £380k being 10% deposit means you’re living in a millionaire road
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It’s dollars. He’s abroad I reckon.eye watering deposit that mate well done. Assuming you live in London, £380k being 10% deposit means you’re living in a millionaire road
I know people who drop £40 a week on coffees.
eye watering deposit that mate well done. Assuming you live in London, £380k being 10% deposit means you’re living in a millionaire road
Technically you cant but theres nothing stopping you getting a loan for something else then use it. We were encouraged to do this by one of the main banks when we got the very first mortgage quote from them. Didn't need it like got money from familyAye, rents never go up like. It might be a smart move at the moment, or might not be
If in doubt, commit fraud.
You can't get a loan for a house deposit.
eye watering deposit that mate well done. Assuming you live in London, £380k being 10% deposit means you’re living in a millionaire road
We wanted as small a mortgage as possible given the very high purchase price, which has worked out. Our mortgage is now way lower than the rent we were paying 8 years ago.Wouldn't expect your deposit to be half a house though..
Ideally you need a minimum of 10%
If you are renting somewhere and you have a spare room rent it out. Not ideal but worth pain to get money
Are, fraud works canny unless you're caught.Technically you cant but theres nothing stopping you getting a loan for something else then use it. We were encouraged to do this by one of the main banks when we got the very first mortgage quote from them. Didn't need it like got money from family
Mate of mine has just put his nice but fairly bijou 4 bedder in Matraville up for sale. A fanny's hair off $2,000,000. That was one of the suburbs we had hoped we could have afforded close enough to the Eastern suburbs. But if that's all your getting for 2 mil we wouldn't have.Sydney, property prices are insanely high, even in relatively ordinary suburbs
We wanted as small a mortgage as possible given the very high purchase price, which has worked out. Our mortgage is now way lower than the rent we were paying 8 years ago.
the point being we never anticipated being able to save such an amount but once we got going it got easier. Interest rates were higher so the savings grew and our wages increased during that time too (I’d just started an entry level job when we first started saving).
This…but then again the deposit on our first house was only £3000
Just can’t imagine how difficult it must be nowadays
Mate of mine has just put his nice but fairly bijou 4 bedder in Matraville up for sale. A fanny's hair off $2,000,000. That was one of the suburbs we had hoped we could have afforded close enough to the Eastern suburbs. But if that's all your getting for 2 mil we wouldn't have.
We didn’t need a deposit. They gave us 100% of the value plus another 10% or so to get going with doing the house up. We could have got 125% of the value. This was turn of the millennium.This…but then again the deposit on our first house was only £3000
Just can’t imagine how difficult it must be nowadays
It’s the same now as it was in 70s 80s etc
you have to do without simple luxuries and save your money
Just did the math, it's a 660 per month increaseI've just sold my house on Monday. It increased in value over the 10 years we've owned it by around 550 a month.
Mental.
Have a cheap shit phone
Drive a cheap shit car
Cut down on meals out, trips to cinema, takeaways etc
Plan your meals and switch your weekly shop to Aldi/Lidl
I think if you really want to save up then you must start by looking at what you spend your money on.
2 Takeaways a week=£1000 a year,
1 Takeaway coffee a day £900 a year
Nights out, 1 less a month will save £800 a year inc. taxi home
Sim only instead of a contract will save £600 a year.
Sky? = £600 a year
Netflix = £120 a year
It soon mounts up, those will save £4000 a year.