2 year tracker.I’m in the last year of a 5yr fixed rate , and will have 9 years left on my mortgage at that point.
I will probably be in a position to pay off what’s left on it a year later (Dec 2022).
Can’t find a 1 year deal anywhere and will probably have to drop onto the SVR for a year as I’m looking at about 4K in early repayment fees if I take out a 2 yr fixed rate and pay it off early.
Going onto the SVR will probably increase my monthly payments by about £100 a month.
Does anyone have any other suggestions or best way to proceed ?