Don't they need to give details so insurance companies can sort it out?
It was in the car park of a gym/leisure centre in North London
When someone hits your car and won't give their insurance details
- Thread starter Cockney Mackem
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Don't they need to give details so insurance companies can sort it out?
It was in the car park of a gym/leisure centre in North London
Deleted User 2893
Striker
Not if no injury was caused. Damage only accidents you only need to exchange name and address of driver, name and address of registered keeper if different and VRM of vehicle. Were all of these exchanged?
He eventually gave his address. Reluctantly. In the hands of insurance now.
Lukas73
Striker
This....it's law to exchange details
soapster
Striker
you are right, but it was just to enforce the point of getting cctv and exploring it. Does the metrocentre security not cover the car park
already covered that point sarge.
Sir Lancelot
Striker
I don't know. It might be worth giving them a shout but Asda is some distance from the main car parks so I doubt it will be covered.
soapster
Striker
it used to be, now name and address of car owner and driver and veicle reg no if damage only. see the AA link I put up
I don't know what the security covers but am sure it will cover the car parks. their coverage may only last 28 days, so depending on when your daughters car was damaged
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Get the polis on the phone asap, they can check databases to see who the car belongs to, they can pay them a visit as they wouldn't give you insurance details.
I got bumped in Asda Thompson road in December last year, chased the daft cow out and got her plates she wouldn't give me any details but had her banged to rights cos of cctv and plates etc. Took the fuzz 4 months but they gave me her details and when I put an insurance claim in I got everything covered. They're also taking her to court for a host of offenses (failure to stop, report etc) all because she pissed off.
I got bumped in Asda Thompson road in December last year, chased the daft cow out and got her plates she wouldn't give me any details but had her banged to rights cos of cctv and plates etc. Took the fuzz 4 months but they gave me her details and when I put an insurance claim in I got everything covered. They're also taking her to court for a host of offenses (failure to stop, report etc) all because she pissed off.
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It's not an offence to Not have them
Deleted User 2893
Striker
They didn't need to give insurance details in this case
It is, or more accurately it's an offence not to produce them. There is a defence that prosection won't be proceeded with if a certificate is produced within 7 days
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Son of Stan
Striker
Some bastard crashed a car into my sitting room years back. As he'd pinched the car in the first place I had to claim the repairs on my insurance. As he was unemployed I didn't get anything from him either - the police said it would be a waste of time. So someone crashed into my house and I ended up paying £50 excess.
Number plate is enough. She should have took some pics as well hopefully?
Deleted User 2893
Striker
you are right, but it was just to enforce the point of getting cctv and exploring it. Does the metrocentre security not cover the car park
already covered that point sarge.
Yeah but I covered it properly!
Yeah, seems to be running smoothly now. Was just a bit of a palaver that it happened when I was on the train up to the match and the other driver was being a twat
luvulongtime
Striker
Will e
Central Defender
In any (even minor) event I would phone the Police, my daughter lost her NCD and excess because of a little shit that thought he could tell lies to stop him losing his NCD.
Story – I’m in the car with her one morning, she’s approaching a junction an old lady stops quickly in front, she stops behind and a lad 25 – 30 nudges into her, not bad just a scuff /scratch on the bumper. The lad gives all his details except his address (says he would prefer not to).
I didn’t think much of this at the time, turns out her insurer Sheila’s wheels (SW) says she has to pay the excess £250 until they claim it back as she could not give full details of the other driver (be warned anyone who has a bump) . She has fully comp cover, NCD protection (everyone note this only protects you with your current insurer, not with any other insurer when you renew), and legal cover.
After the repair nothing happens for weeks, I phone them on her behalf (she hasn’t a clue how to deal with a claim) 3 or 4 times over the next 6 weeks or so, eventually I am told they have to give the other insurer up to 3 month to respond - note nothing at all in writing. After 3 months still nothing so when I ring I’m told the lad says he was only a witness to the accident AND he has an engineer’s report to say his car had no signs of being in an accident, so they would not be able to peruse the claim remember it was a nudge rather than a bump, his car is an S reg (1998) vw polo that had had more bumps than a dodgem. no engineer would be able to tell either way.
I complained to SW and told them I would go to the ombudsman if they did nothing about it. I was told they would pass it back to the legal team and get back within 7 days, after 8 days I complained to the ombudsman who wrote to them. Eventually I got a letter off them nearly 5 month after the accident saying they cannot prove the lad was involved and I am not an independent witness; a bit grovel saying sorry for not being kept informed and a chq for £100.
In the end I found out where he lived and she took him to county court and won. His insurer had to pay the excess and her NCD was reinstated.
Story – I’m in the car with her one morning, she’s approaching a junction an old lady stops quickly in front, she stops behind and a lad 25 – 30 nudges into her, not bad just a scuff /scratch on the bumper. The lad gives all his details except his address (says he would prefer not to).
I didn’t think much of this at the time, turns out her insurer Sheila’s wheels (SW) says she has to pay the excess £250 until they claim it back as she could not give full details of the other driver (be warned anyone who has a bump) . She has fully comp cover, NCD protection (everyone note this only protects you with your current insurer, not with any other insurer when you renew), and legal cover.
After the repair nothing happens for weeks, I phone them on her behalf (she hasn’t a clue how to deal with a claim) 3 or 4 times over the next 6 weeks or so, eventually I am told they have to give the other insurer up to 3 month to respond - note nothing at all in writing. After 3 months still nothing so when I ring I’m told the lad says he was only a witness to the accident AND he has an engineer’s report to say his car had no signs of being in an accident, so they would not be able to peruse the claim remember it was a nudge rather than a bump, his car is an S reg (1998) vw polo that had had more bumps than a dodgem. no engineer would be able to tell either way.
I complained to SW and told them I would go to the ombudsman if they did nothing about it. I was told they would pass it back to the legal team and get back within 7 days, after 8 days I complained to the ombudsman who wrote to them. Eventually I got a letter off them nearly 5 month after the accident saying they cannot prove the lad was involved and I am not an independent witness; a bit grovel saying sorry for not being kept informed and a chq for £100.
In the end I found out where he lived and she took him to county court and won. His insurer had to pay the excess and her NCD was reinstated.
BlackOps
Winger
It is an offence not to produce them however they can be produced at a designated station within 7 days which is usually done but technically it is an offence, an officer will always allow you to produce though
Think its s165 rta 1988?
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