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Stocks n Shares ISA

You can invest in a pension until you’re 75 and it’s excluded from your estate for inheritance purposes.

Please note that this is my opinion, often interspersed with fact, and I am in no way advising you to invest into a pension, although it’s quite a decent option.

 
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You can invest in a pension until you’re 75 iirc and it’s excluded from your estate for inheritance purposes iirc.

Please note that this is my opinion, often interspersed with fact, and I am in no way advising you to invest into a pension, although it’s quite a decent option.
You can invest in fine wines - if they go down in value you can just get drunk on them and not care.
 
any idea what caused everything to shoot up a few % at the end of last week ?
Better than expected inflation data from the USA, the easing of the lockdown in China and the crypto crash will all have contributed to it.
 
Better than expected inflation data from the USA, the easing of the lockdown in China and the crypto crash will all have contributed to it.
I think that China/emerging markets are going to recover and offer good returns (my opinion not advice).

The bad news could be priced in.



The energy crisis remains the key risk to European growth, yet October did at least provide encouraging signs that a harsh recession may yet be avoided. In the short term, stagflationary pressures are creating a difficult environment, but high dividend paying stocks may offer an area of resilience as discussed in the recent On The Minds of Investors publication “ ”.

While the economic outlook is likely to deteriorate further, declines in equity markets in the year to the end of September suggested that a significant amount of bad news was already priced in. This helps explain the rally in equities over October despite the still challenging economic backdrop. The sharp sell-off in bonds this year is also improving the options available to investors who are looking to build diversified multi-asset portfolios.
 
I know Time in the Mkt beats Timing the market etc ...... but we've got 1 hr 30 before the Autumn Statement. Do you think the drops are already priced in? Or will we see a further drop?
 
I know Time in the Mkt beats Timing the market etc ...... but we've got 1 hr 30 before the Autumn Statement. Do you think the drops are already priced in? Or will we see a further drop?
A lot of the tax rising measures seem to have been leaked already, the detail will be where the cost cutting is coming from. After the disaster of the Truss/Kwartang mini budget the general consensus seems to be that they won't be making any surprise announcements to spook the markets this time but who knows
 
Best thing is to try and ignore any pension or shares ISA value for the time being , would drive you mad , eventually they will rebound , but nobody knows the timescales for that , could be 12 months, could be 4/5 year .
They have said they expect we are now starting a 2 year recession , hopefully some stability follows and pension values rise again
 
Best thing is to try and ignore any pension or shares ISA value for the time being , would drive you mad , eventually they will rebound , but nobody knows the timescales for that , could be 12 months, could be 4/5 year .
They have said they expect we are now starting a 2 year recession , hopefully some stability follows and pension values rise again
The World Bank is predicting a global recession.

It led me to read about the World Bank President - David Malpass.

He didn’t do too well making predictions before the 2007/2008 crisis, and he was chief executive at Bear Sterns.

My point is that economists seem to be like football managers. Even when they do something shite they end up in another job. As small investors I think that we need to have a steady plan and think long term while ignoring predictions and noise.

 
The World Bank is predicting a global recession.

It led me to read about the World Bank President - David Malpass.

He didn’t do too well making predictions before the 2007/2008 crisis, and he was chief executive at Bear Sterns.

My point is that economists seem to be like football managers. Even when they do something shite they end up in another job. As small investors I think that we need to have a steady plan and think long term while ignoring predictions and noise.

There’s a saying that you can get 15 economists in a room & get 15 different opinions.

It’s hard to ignore when someone is a lot more knowledgeable & experienced than you are about a subject, but it only takes someone of a similar ilk to argue their points as invalid
 
The World Bank is predicting a global recession.

It led me to read about the World Bank President - David Malpass.

He didn’t do too well making predictions before the 2007/2008 crisis, and he was chief executive at Bear Sterns.

My point is that economists seem to be like football managers. Even when they do something shite they end up in another job. As small investors I think that we need to have a steady plan and think long term while ignoring predictions and noise.

All this bad news and the ftse is within spitting distance of its all time high, strange times
 
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