Recommend me a garage - Nissan

Discussion in 'SMB' started by Flip, Feb 9, 2019.

  1. Flip

    Flip Midfield

    Hi oh wise people - Mrs Si (no) wants a new car and has her heart set on a new Nissan (oe a one year old car). For a new one with a 500 deposit she has been quoted between 215-235 p/month over 4 years with a canny chunk outstanding at the end. Does this feel about right? Or can anyone recommend a Nissan dealership that isn't liable to try and take her eyes out. Ta
     
  2. ajthemackem

    ajthemackem Striker

    Japan.
     
    Bishop Boy likes this.
  3. Goat Eyes

    Goat Eyes Striker

    Put up what she’s been quoted and on what.

    £235 x 48 with £500 deposit is £11,780, the cost at the end is the balloon. Reduce or remove the balloon and your monthly will almost double. If you’ve got no intention of owning the car and handing it back, get the biggest balloon you can.

    Or tell them you want to put in a larger deposit.
     
  4. DufraisFTM

    DufraisFTM Striker

    Not Evans Halshaw.
     
  5. Kevj

    Kevj Winger

    Also check with your bank to see if they do asset finance. It’s the same lending model as above but you may get a better rate.
     
  6. Goat Eyes

    Goat Eyes Striker

    Probably only for business customers.

    I can however put you onto a broker who’ll sort the finance out for you if you want to own it. Guaranteed better rate than the dealer.
     
  7. duff_man

    duff_man Striker

    Don’t bank loans work out much cheaper than dealer finance?
     
    Nipple Salad likes this.
  8. The soap powder

    The soap powder Goalkeeper

    Lease it then all the crashes she will have will be covered
     
  9. Kevj

    Kevj Winger

    I had it on a previous car with Yorkshire Bank.

    Asset finance is better again as the loan is against an item which holds a value, should you default on payments, they take the car.
     
    Last edited: Feb 9, 2019
  10. And I get to diamond cut her alloys , when she kerbs the fuck out of them.
     
    The soap powder likes this.
  11. Flip

    Flip Midfield

    Thanks all - we ended up at motor point in Birtley and got one that was 12 months old with < 5K miles
     
  12. benizz

    benizz Midfield

    Just buy her a mobility scooter.

    She's nearly ready for one if she's after a Nissan.
     
    West_Winger and Flip like this.
  13. Flip

    Flip Midfield

    Ended up at Motor point in Birtley - cheapest deal by some way
     
  14. Snugster

    Snugster Winger

  15. SPUFF

    SPUFF Striker

    Some stupid twat in Bradford claimed I was the first person he’d heard of paying with a bank loan.
    Theyre fecking gutted when you backheel every extra/finance etc.

    Actually found the best loan then asked my bank to match it n they did!
     
  16. citybythesea

    citybythesea Midfield

    One on the a1231?
     
  17. duff_man

    duff_man Striker

    Not like a car salesman to lie.
     

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