Shandy drinker
Striker
A vicarWhat's your job a Professional sportsmen, only excuse ever to carry on working imo.
Only work one day a week
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A vicarWhat's your job a Professional sportsmen, only excuse ever to carry on working imo.
If you wanted to, so your life is wanting to work when you've got £20 million, f***ing hell.
@Wilfy was certainly right.
Some people like their work. I did say I would work part time.
Believe me, once you’ve gambled, drank and fucked your time away with beautiful women and fast cars, you’d be well up for spreadsheets and bland coffee.
Some people like their work. I did say I would work part time.
Believe me, once you’ve gambled, drank and fucked your time away with beautiful women and fast cars, you’d be well up for spreadsheets and bland coffee.
Haway man. You know it makes sense.
I won the lottery and carried on working! A tenner doesn't go far these days.The sort of people who would win the lottery and carry on working
No fiddling for me, I got investigated about 8 years ago so have to be 100% legit. I was legit then BTW but I still got fined because a lot of my petrol receipts had faded over the years and were unreadable. Those where I'd paid by debit card were okay as I had bank statements to back them up but the ones where I paid cash were disregarded. Twats.Ahhh fiddled the tax man now your fucked. Karma.
I'm not sure about that. By the time people have paid essential bills, rent/mortgage, council tax, utilities like water/leccy etc. food, telly, insurance and so on, what will the average person have left as disposable income? 30% if they're lucky so a 20% drop in income is massive, it leaves you with a 10% disposable income. A drop to 70% furlough would leave most people with 0 disposable income.No work related expenses though so probably not that much worse off
You aren't spending as much disposable income though as theres not really anything to spend it onI'm not sure about that. By the time people have paid essential bills, rent/mortgage, council tax, utilities like water/leccy etc. food, telly, insurance and so on, what will the average person have left as disposable income? 30% if they're lucky so a 20% drop in income is massive, it leaves you with a 10% disposable income. A drop to 70% furlough would leave most people with 0 disposable income.
Correct for some. I'm still full time so is my lass but her income has dropped 40%.Say you have £600 disposable income per month before furlough you will now have £200 disposable income on furlough. That's a big drop and when furlough drops further many people will have 0 disposable income to spend.
20% off £600 disposable income leaves you wi £480Say you have £600 disposable income per month before furlough you will now have £200 disposable income on furlough. That's a big drop and when furlough drops further many people will have 0 disposable income to spend.
Alot have taken mortgage breaks which boosts it back up though which is more than 20% of most peoples disposable income. I know they will have to pay it back with interest.Say you have £600 disposable income per month before furlough you will now have £200 disposable income on furlough. That's a big drop and when furlough drops further many people will have 0 disposable income to spend.
Say you have £600 disposable income per month before furlough you will now have £200 disposable income on furlough. That's a big drop and when furlough drops further many people will have 0 disposable income to spend.
20% off £600 disposable income leaves you wi £480
Disposable income is on average 30% of income, minus the 20% of income you will have already lost through furlough leaves you with a disposable income of 10%. The maths aren't hard.20% off £600 disposable income leaves you wi £480
Correct. Like I've said though alot of people furloughed have taken mortgage breaks which boosts disposable income during the furlough phaseDisposable income is on average 30% of income, minus the 20% of income you will have already lost through furlough leaves you with a disposable income of 10%. The maths aren't hard.
Travel costs to get to work wouldn't be classed as disposable income but I suppose you are right you would saving money there. But I doubt people are spending 20%+ of their income on travel so disposable income will be down. I know I spend about £50 a week on travel but that has now been offset by the amount I'm spending on alcohol!But theres nowt to spend it on, and the disposables gone up anyway because theres no travel costs nowadays. I`d be surprised if many were a lot worse off on furlough
Alot have taken mortgage breaks which boosts it back up though which is more than 20% of most peoples disposable income. I know they will have to pay it back with interest.
I'm agreeing furlough isn't ideal but some people are loving it oblivious to the fact that it is going to cost everyone in the long run.