This new Klarna payment method - it's basically buying stuff online and getting it on click. It arrives and you pay for your jeans or whatever in three small instalments. I'm sure it works well for a lot of people.
But given you can get stuff without paying up front for it, it seems a bit open to scammers.
I've had four letters this week from Klarna, with my name and address on, saying I've bought summat at H&M Online and they've not received any payment from me. They include an email address which isn't mine.
I've called them each time and they have told me that they've reported the fraud and because there's no payment been taken, that I'm okay. Only a small credit check is done at the time of purchase so I don't need to worry about it affecting my score either.
Seems to be an absolute goldmine for fraudsters, Shirley?
Also, I've had a package delivered today to my address from a retailer I've never used, addressed to someone else's name, but it's not with Klarna, so I'm starting to get a bit suss. Can't see any payment from my accounts for this one either.
But given you can get stuff without paying up front for it, it seems a bit open to scammers.
I've had four letters this week from Klarna, with my name and address on, saying I've bought summat at H&M Online and they've not received any payment from me. They include an email address which isn't mine.
I've called them each time and they have told me that they've reported the fraud and because there's no payment been taken, that I'm okay. Only a small credit check is done at the time of purchase so I don't need to worry about it affecting my score either.
Seems to be an absolute goldmine for fraudsters, Shirley?
Also, I've had a package delivered today to my address from a retailer I've never used, addressed to someone else's name, but it's not with Klarna, so I'm starting to get a bit suss. Can't see any payment from my accounts for this one either.