Insurance claim for a scratch on a car

rey mysterio

Midfield
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
 


Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
Give in and accept it mate

You can't win this one
 

jackynutmeg

Striker
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
But alas...none of the lass
 
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
I'd get your lass to drive next time.
 
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
Did you not have no claims protection mate?
 

rey mysterio

Midfield
Should have drove off without leaving details. You'll knar next time
Someone has done that to me though and I felt enraged. I suppose I’m too nice for me own good.

I keep thinking if I’d never said anything then she wouldn’t have realised. I thought I’d caved in the side but it was just paint off my car reflecting in the light. The only damage was the little scratch.

I suppose I need a smaller car. That Mondeo has the turning circle of Charlie Wyke
Did you not have no claims protection mate?
I only had three years didn’t think it was worth adding
 
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Did you not have no claims protection mate?
Insurance firms are crafty bstards though. When you go to renew they don't just ask how many years no claims you have, they ask if you've been "involved " in any incidents, if you say yes, your premium goes up, if you say no and try to claim they wont pay out
 

TDalt

Midfield
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
On hire from the NHS? So you’ve paid for it anyway bud. Tell her to go fuck herself. I ain’t paying twice for a filthy Merc. Neither should you. If she don’t like it, tell her to suck it.
 

jubblies

Striker
i did this in Asda car park left a massive scratch on the other car therewas loads of witnesses so i wrote a note and put it under the wiper it read.'i've scratched your car and there's people watching so i've left this note to fool them '
Cost me £500 to repair :evil:
 

muggboots

Striker
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
Fucking Hell mate. The absolute arsehole, parking that car in a designated parking bay then selfishly walking away and leaving the big, shiny, metallic bastard completely motionless, right in the exact spot your car was going to wildly career into hours later.
The nerve on some people astounds me.
 
Was parking my car at JD gym car park in the town last Friday. Normally I park facing the bushes but since there’s work on there I parked right outside the door. As I’ve parked my Mondeo the sun hit my eyes and I lost concentration for a split second. I’ve scratched the car next to me which is a 2017 Merc on hire from the NHS (so the owner has told me)

I left my details on the wiper and about an hour later the lass comes out. She tells me she’s been onto her insurance company and they told her they’ll sort it for her. I said that it would probably be cheaper for everyone if she took it to a garage and if she did I’d pay for the damage. The scratch was literally seven inches long and hasn’t damaged the metal, it’s just took the paint off.

I got a call the other day from my insurance company and the lad sounded chuffed that the lass has made a claim against me. He said they’ll pay for it but I’ve lost two years no claims which leaves me with one year.

Is there anything I could and should do here? Should I just accept it or should I challenge it? I’ve got a load of pictures of it like and she was parked right on the line but it’s my own fault for hitting it.
Remind the girl that it will cost her £100 out of her own pocket for the insurer to repair it. If you can show it would be cheaper to let you repair it, using the same repairer then you might be in a better position.
 

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