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RTG Sunderland Message Boards
ok, a bit of help needed here chaps!
A tile has fallen off a roof which surrounds our car park at work and smashe in front of my car (luckily) but has caused one of the fragments of the tile to hit my bumber causing a big chip on the paint. size of £2 coin.
I have found out who the owners of the property are (housing association), but my question is, do I need to involve my insurance company for my car. I have a £500 excess on my policy so if they tried to dodge it of got messy and would not pay out, i would have to fit the bill.
anyone any advice on this, I have taken pics of the damage and where the tile fell.