car insurance question

[nandos sonic sauce]

I have my own insurance, but my lad is looking to get his first car and insurance himself soon. Obviously premiums are ridiculouly high even with him adding a black box etc.
Someone said it will go down if I go on as a secondary driver. I wont ever drive it, but if he had a knock, would it affect my insurance in any way, or will I have to tell them?
I dont think it would affect me, but just checking,as hes getting quoted over 3 grand for a cheap as fuck small car?

 

[Rusty]

Think it would just go against him nothing to do with you if your not driving.

 

[Le Chuck]

so why don't you just try adding yourself as a 2nd driver on price comparison sites then & see what happens?

 

[nandos sonic sauce]

so why don't you just try adding yourself as a 2nd driver on price comparison sites then & see what happens?

Im at work on nightshift

 

[Barboza dh9]

I have my own insurance, but my lad is looking to get his first car and insurance himself soon. Obviously premiums are ridiculouly high even with him adding a black box etc.
Someone said it will go down if I go on as a secondary driver. I wont ever drive it, but if he had a knock, would it affect my insurance in any way, or will I have to tell them?
I dont think it would affect me, but just checking,as hes getting quoted over 3 grand for a cheap as fuck small car?

Me daughters was £1100 ,18 year old driving a Clio 53 Reg sure you get it cheaper than that

 

[nandos sonic sauce]

Me daughters was £1100 ,18 year old driving a Clio 53 Reg sure you get it cheaper than that

Live down south so maybe different slightly. Not 2 grand different mind! Think he checked on a 1.2 clio on tjat quote he got. Someone said he has to get a 1.0 corsa

 

[Bishop Mackem]

Don't they hike corsa premiums up cos they are mainly driven by scrotes?

 

[Blackrat]

It won't affect your policy mate, put his mother on and yourself and should bring quotes down. It is advisable for him to start on 1000cc or under though. If you are with Admiral they have a scheme where you take out his insurance for him ( but it's his policy)but he earns the no claims bonus and even if he claims it dont affect yours.

 

[LondonMackem]

Don't think adding yourself as a 2nd driver makes much difference to the price these days, as they clocked on to people doing this to reduce the price with the 2nd driver never using the car

 

[Deleted User 11453]

Pretend that he is from Syria or Iraq or Afghanistan and don't bother with insurance.

 

[nandos sonic sauce]

Pretend that he is from Syria or Iraq or Afghanistan and don't bother with insurance.

You dont need insurance for a lilo with a load of miles on the clock

 

[Deleted User 11453]

You dont need insurance for a lilo with a load of miles on the clock

The ones I see are in beamers mate, smoking spliffs and feeling up white bitches.

 

[Frijj]

I believe this is called 'fronting' and grounds for the insurance company to deny your claim if they can prove it.

http://www.moneysupermarket.com/c/news/why-fronting-for-your-child-could-cost-you-dear/0036917/

 

[Barboza dh9]

Live down south so maybe different slightly. Not 2 grand different mind! Think he checked on a 1.2 clio on tjat quote he got. Someone said he has to get a 1.0 corsa

Hers was 1.2 Clio try MyPolicy ,after 1 years no claims it came down to £600ish

 

[nandos sonic sauce]

Hers was 1.2 Clio try MyPolicy ,after 1 years no claims it came down to £600ish

My mate just mentioned them. Cheers

I believe this is called 'fronting' and grounds for the insurance company to deny your claim if they can prove it.

http://www.moneysupermarket.com/c/news/why-fronting-for-your-child-could-cost-you-dear/0036917/

f***ing grass!

 

[Matt Hopkins]

I believe this is called 'fronting' and grounds for the insurance company to deny your claim if they can prove it.

http://www.moneysupermarket.com/c/news/why-fronting-for-your-child-could-cost-you-dear/0036917/

Fronting isn't what the OP described mind

 

[nandos sonic sauce]

I believe this is called 'fronting' and grounds for the insurance company to deny your claim if they can prove it.

http://www.moneysupermarket.com/c/news/why-fronting-for-your-child-could-cost-you-dear/0036917/

Just read that. Thats not what im on about though. Hes taking out his own policy with me as a secondary driver.

 

[burro nunn]

When I passed, having two or three extra drivers made mine a canny bit cheaper.

Cheaper than just one additional driver.

 

[Deleted User 11453]

When I passed, having two or three extra drivers made mine a canny bit cheaper.

Wasn't it a bit cramped in the front?

 

[Frijj]

Fronting isn't what the OP described mind

Just read that. Thats not what im on about though. Hes taking out his own policy with me as a secondary driver.

I see. My mistake, apologies!