Car buying finance question

[Gutmackem]

Spotted a car I like at a good price, I want to pay cash (look at me) however the dealer will only sell on finance, now I know there's a poster on here who knows his stuff in regards to this, can I get the car on finance then pay it off in the cooling off period? & Will the seller hunt me down & kneecap me?

 

[Mr David]

Twice in one day, no luck you lad

 

[Gutmackem]

Twice in one day, no luck you lad

Having a nightmate

 

[Dan The Man]

Can we sign players using car finance?

 

[vinegar hill]

That's twice on the wrong board.

 

[Gutmackem]

That's twice on the wrong board.

 

[Helmerroids]

Bruce out

 

[Gutmackem]

Spotted a car I like at a good price, I want to pay cash (look at me) however the dealer will only sell on finance, now I know there's a poster on here who knows his stuff in regards to this, can I get the car on finance then pay it off in the cooling off period? & Will the seller hunt me down & kneecap me?

 

[Mexico]

I find it hard to believe a car garage would only sell on finance, having worked in a dealership for 7 years it’s unheard of actually and probably illegal.

 

[MackemBob]

Yes. Dunno, maybe.

 

[What A Waster]

Spotted a car I like at a good price, I want to pay cash (look at me) however the dealer will only sell on finance, now I know there's a poster on here who knows his stuff in regards to this, can I get the car on finance then pay it off in the cooling off period? & Will the seller hunt me down & kneecap me?

Usually there's a fee for early repayment, unless interest free.
Tbh I don't know why won't sell for a cash purchase, seems like they're trying to have your eyes out.
The finance will be offered through a 3rd party company like Santander or Black Horse, so once you have the contract it is the finance company you owe, not the dealer

 

[Gutmackem]

Usually there's a fee for early repayment, unless interest free.
Tbh I don't know why won't sell for a cash purchase, seems like they're trying to have your eyes out

Obviously want the interest

 

[What A Waster]

Obviously want the interest

Yes and less interest the quicker you pay it off. See my edit for who you owe money to

 

[Lewberry pie]

Spotted a car I like at a good price, I want to pay cash (look at me) however the dealer will only sell on finance, now I know there's a poster on here who knows his stuff in regards to this, can I get the car on finance then pay it off in the cooling off period? & Will the seller hunt me down & kneecap me?

Pretty sure they can't refuse to sell you the car for paying cash like

Just look at penalties for overpayment or settlements, of there are none then it's usually a months interest which is about 40 quid

 

[What A Waster]

Pretty sure they can't refuse to sell you the car for paying cash like

Seems well dodgy imo. Trying their luck. I'd say well if you won't sell me for cash it doesn't matter

 

[pavarotti1980]

Spotted a car I like at a good price, I want to pay cash (look at me) however the dealer will only sell on finance, now I know there's a poster on here who knows his stuff in regards to this, can I get the car on finance then pay it off in the cooling off period? & Will the seller hunt me down & kneecap me?

Is it a main dealer or Arthur Daley? Actually the lines are probably quite blurred on that comparison

 

[TopCat]

I'd play Cattermole and Mumba together, drop Honeyman and bring McGeady in from the start

 

[Mary Hinge]

I find it hard to believe a car garage would only sell on finance, having worked in a dealership for 7 years it’s unheard of actually and probably illegal.

They don't have to sell, he doesn't hev to buy

 

[Charmless Man]

Seems well dodgy imo. Trying their luck. I'd say well if you won't sell me for cash it doesn't matter

Pretty much. Sell me the car for cash or I’m not buying it.

Find another car.

 

[Hooky]

I bought a car through SEAT where they gave you 2 years free servicing if you took finance - I took it, as soon as the credit agreement came through went to the Finance website, got a settlement figure which came in a couple of days, put the money into a bank account with my reference on it. Got a letter through about a week later saying all done. Was dead easy.