droppedshoulder
Full Back
I’m over complicating it now. It all started with me trying to hoover up all of the switching incentives, for me, my wife and joint accounts. I’ve ended up with 23 bank accounts.
My Barclays ones allow me access to the 5% saver
Natwest pays me £21 per month rewards
Lloyds allow me access the 5% saver, and free cinema tickets
Halifax earns us £45 per month reward money
First direct is a 7% regular saver
Santander gets me 3% cashback on my household bills
Monese 1.25% debit card cashback
Chase 1% bank for when monese ends
Virgin I get 25% cashback at supermarkets
Monzo , Tesco, coop , tsb , Sainsbury nationwide, I’m going to shut all of those.
This is ontop of 6x credit cards to maximise cash rewards, 6 bank savings accounts, 2x lisas, 2x s&s isas, a few stock trading accounts , and a few park savings and friendly savers where I’ve clicked the Quidco /top cashback (just hit the £3k free cash on Quidco)… and goodness knows what else off top of my head.
How unusual is it to have this complicated a personal financial setup?
I should do this personal finance malarkey for a job.
My Barclays ones allow me access to the 5% saver
Natwest pays me £21 per month rewards
Lloyds allow me access the 5% saver, and free cinema tickets
Halifax earns us £45 per month reward money
First direct is a 7% regular saver
Santander gets me 3% cashback on my household bills
Monese 1.25% debit card cashback
Chase 1% bank for when monese ends
Virgin I get 25% cashback at supermarkets
Monzo , Tesco, coop , tsb , Sainsbury nationwide, I’m going to shut all of those.
This is ontop of 6x credit cards to maximise cash rewards, 6 bank savings accounts, 2x lisas, 2x s&s isas, a few stock trading accounts , and a few park savings and friendly savers where I’ve clicked the Quidco /top cashback (just hit the £3k free cash on Quidco)… and goodness knows what else off top of my head.
How unusual is it to have this complicated a personal financial setup?
I should do this personal finance malarkey for a job.
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