Arguing with insurance company

What do you think is an acceptable amount of times to reject their compensation offer for a written off vehicle.
They offered me one around 2k less than market value of which I have sent them five different ads with a same age/model/mileage v but they keep asking for receipts/invoices for work done etc then lots of email tennis just basically being a pain in the arse to tire me out.

Help iz out here before I start emailing them calling them all chunts.
Tell them you are going to the Insurance Ombudsman. Compile your correspondence and send them a copy telling them this is what you are going to send. Give them a deadline. If they don't resolve send it off. Depending on the amount they won't eant the hassle or the risk of the ombudsman siding with you. I did it once over a car with Direct Line and got sorted.
 


Nah useless


All Mot’d in Jan, some work done, welding etc pretty justifiable for its age


Didn’t realise shit for brains had thoughts 🤔😉


Sound like a funny fella you like


Cheers, pretty much what I’ve done so far


PCP for a 35yr old VW, Christ, I thought you were dense and you have just confirmed it.
Was the advisory list longer than Schindler’s list? Hence the burn out?
 

Lumber

Midfield
Nah useless


All Mot’d in Jan, some work done, welding etc pretty justifiable for its age


Didn’t realise shit for brains had thoughts 🤔😉


Sound like a funny fella you like


Cheers, pretty much what I’ve done so far


PCP for a 35yr old VW, Christ, I thought you were dense and you have just confirmed it.
Never saw your receipt did a......Good luck Mr Darwin....
 
Was the advisory list longer than Schindler’s list? Hence the burn out?

Nah had some work but nowt overly special, I was in Another country when it was stolen and burnt oot! And no I didn’t pay any fucker for the enduring stress it’s caused
Never saw your receipt did a......Good luck Mr Darwin....

I’ve got the recipe ya spanner, Apolgies for pissing on you alphabet spaghetti
 

Lumber

Midfield
Nah had some work but nowt overly special, I was in Another country when it was stolen and burnt oot! And no I didn’t pay any fucker for the enduring stress it’s caused


I’ve got the recipe ya spanner, Apolgies for pissing on you alphabet spaghetti
A said av niva seen it, how would I know it was older than colour TV, hardly worth claiming for, atleast it won't be polluting our environment any longer
 
Put in a formal complaint and ask for their complaints procedure.

The front line staff have no clout and once it goes to complaint level it’ll move quicker.

I had an issue recently when someone drove into the back of me and earliest the insurance company offered to repair it and give me a hire car was four months! Got booked in within a few weeks after the complaint.

Appreciate its not the same scenario but it’s worth a shot. If you do end up going down the ombudsmen route they usually want you to have exhausted the complaints procedure so you’ll get a head start on that.

Always reject the first offer from an insurance company!
This. Also read that bit of your policy document then if you get no joy, tell them it'll be the ombudsman next. You have to raise a complaint first or the ombudsman won't do owt
 

mackem1989

Striker
What do you think is an acceptable amount of times to reject their compensation offer for a written off vehicle.
They offered me one around 2k less than market value of which I have sent them five different ads with a same age/model/mileage v but they keep asking for receipts/invoices for work done etc then lots of email tennis just basically being a pain in the arse to tire me out.

Help iz out here before I start emailing them calling them all chunts.
Who’s ya insurance with? You been talking to the theft and total loss team.

They usually go off three values probably offering you the low ball one.

Theft and total loss teams don’t like to pay out like.

Ah just seen ya sorted.
 
Just had good news this week with the wifes car insurance i posted a thread about on here. Clown delivery driver trying to do a full lap of a 3 lane roundabout in the left hand lane whilst the wife tried to exit it in the correct lane. Her insurance were trying to get her to share the blame, even though we had dash cam footage, photos of road and lane markings. We argued all the way and it has eventually come back in her favour after months.

So argue the toss if your not happy.
 

Bob Fleming

Striker
Just had good news this week with the wifes car insurance i posted a thread about on here. Clown delivery driver trying to do a full lap of a 3 lane roundabout in the left hand lane whilst the wife tried to exit it in the correct lane. Her insurance were trying to get her to share the blame, even though we had dash cam footage, photos of road and lane markings. We argued all the way and it has eventually come back in her favour after months.

So argue the toss if your not happy.
Just nearly had a similar crash at Morrisons roundabout at Seaburn. Lass on roundabout in queue of traffic in left hand lane heading to Roker decided as I was about to cross towards Whitburn that she wanted to head in towards Morrisons and just pulled across. Had to slam the anchors on and thankfully no one went in to the back of me.

Stupid cow. I was fummin hun.
 

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