Teed
Striker
I don't, I think it undermines the NHS and the reality is, it creates a two tier system, everyone should have the same opportunity for health care, it won't ever happen, but it should be like that.
American Health Care
- Thread starter Dougy16
- Start date
5underland
Midfield
My oldest son has type 1 diabetes, the thought of what is happening with the nhs fills me with dread. He has his whole life to go being dependant on expensive medication and supplies, not to mention the team that work with us to better control his condition to ultimately prevent future costly illnesses. I would be interested to know if in an American system would we still have that team of nurses and consultants at hand or would be happy to make an industry from his illness, funded by insurance companies.
No you’re not.
Unless you have a pre existing condition. Or the insurance company finds small print that says you’re not covered. Or you go over you lifetime limit.
Us health insurance is still shit even if you are insured.
Statistics from eHealthInsurance.com show health insurance premiums for unsubsidized individual customers were $321 per month on average, while family premiums averaged $833 per month. Additionally, the average individual deductible was $4,358 and the family deductible averaged $7,983. Data from the annual Milliman Medical Index shows the most common health care plan for a family of four costs on average $28,166 in 2018.
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Chop Sauce
Striker
What the fuck has it got to do with you what I spend my money on.
Sam Handwich
Striker
We have Billions. It comes from National Insurance contributions. We are already paying premiums monthly or weekly in some cases.
Teed
Striker
I couldn't give a fuck what you spend your money on, get over the states and get it done there, nothing stopping you, we have our own system here and it's a good one If everyone contributes and uses it correctly, we don't need people fast tracking, because they have more cash than others.
B
becs
Guest
How does America work with preventative medication?
People are entitled to free things like an over 40's MOT type check up, smear tests, vaccinations etc. All designed to prevent health conditions or nip anything in the bud and treat it before it turns into something more serious. Do you get anything like that with insurance or do people have to pay for stuff like that?
Just curious!
People are entitled to free things like an over 40's MOT type check up, smear tests, vaccinations etc. All designed to prevent health conditions or nip anything in the bud and treat it before it turns into something more serious. Do you get anything like that with insurance or do people have to pay for stuff like that?
Just curious!
c032745y
Winger
Fee exempt prescriptions for post cancer care as well. How does that work?
Chop Sauce
Striker
Pay my taxes in uk and I will pay for private care if I want to. It’s a good system but not everyone contributes or uses it correctly.
AndrewP
Striker
I'd imagine it would be to the benefit of the insurance company to offer preventative cover.
Teed
Striker
So you'd be happier with an American system then?
njmackem
Striker
As with most things insurance based it depends on what is covered and what deductibles you are comfortable with.
I pay just shy of $1,300 a month to cover me, the wife and the lad. That is a fairly comprehensive policy but still leads to out of pocket expenses.
Lambchops
Striker
Last time I was in the US with work I amazed at the figures lads were bandying about for health insurance, tbf I was amazed at how much some were paying for property tax aswell
If you ignore the sycophantic NHS love in, and just focus on the shit that Americans get for their thousands of insurance dollars, then this is an excellent documentary.
I don't think there should be any private provision of essential public services, including healthcare - I have no problem with people going private for cosmetic procedures, but anything that's essential for health, I don't think you should be able to skip the queue because you earn more.
Tex
Striker
As of right now this is not the case thanks to Obamacare but if the Tangerine Twat gets his way Obamacare will be dismantled and pre existing protections will evaporate.
Each time I change jobs, and sometimes year to year within the same job, my coverage is altered but preventative care is not uncommon. Currently I would be reimbursed for an annual physical, blood and urine tests, colonoscopy, etc. and for the bewers mammograms and flange tests.
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Chop Sauce
Striker
No. Why would I be happy with their system?
Even if you pay more in than most through taxes and then don’t use public services?
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I have good insurance, my illness cost me the neck end of $2million.
safcforever
Striker
Yeah man. Don’t jel on it
