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Stocks n Shares ISA


I believe the US govt shutdown is an extra little help pushing gold up more. When that ends it may dip a bit.

Ishares physical gold up another 1.1% today 😁
 
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Seem some interesting charts mapping job openings v rise in stocks, blaming AI for shifting money and jobs more towards corporations.

Are we doomed?
 
Question for those who know more about this that me - I’ve read loads saying a “diverse portfolio” is important. This is what I’ve got mine little bit in. Is this diverse enough?



 
Gold up another 2% at the close of play

going to be a drop soon, but as long as the drop is less than all these increases then folk are quids in

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Q. How come there are gains and losses after the market closes?

Here is gold at 4:15pm yesterday which is the last recorded value on Trading 212 in europe

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And here is my own shares, which only has shares physical gold in, and the value of my share makes small movements all night

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Gold up another 2% at the close of play

going to be a drop soon, but as long as the drop is less than all these increases then folk are quids in

You must be logged on to see media items
Q. How come there are gains and losses after the market closes?

Here is gold at 4:15pm yesterday which is the last recorded value on Trading 212 in europe

Logon or register to see this image


And here is my own shares, which only has shares physical gold in, and the value of my share makes small movements all night

Logon or register to see this image

Currency exchange rate moving throughout the night.
 
Depends when need money
If it’s for retirement and planning retiring next 12 months any big market correction will obviously have an impact , if don’t need it for 5 year or more it’s irrelevant
They say , for retiring , you should also have enough cash to cover one year minimum , so don’t need to access ISA/pension during crash
 
A general question- with a chunk of savings- whats best? Its just sitting in a 4.5% savings account at the minute. I have no clue about ISAs or investments etc
 
Plan is to use some over the next year but not all
If it was me I'd definitely be keeping the chunk you need next year as cash
Depends when need money
If it’s for retirement and planning retiring next 12 months any big market correction will obviously have an impact , if don’t need it for 5 year or more it’s irrelevant
They say , for retiring , you should also have enough cash to cover one year minimum , so don’t need to access ISA/pension during crash
Yeah sort of this but it's a bit more nuanced 👍
 
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