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Stocks n Shares ISA


DrNo! said:
Agreed, but the warning signs are there currently.
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There are always warning signs if you look for them.

I remember reading papers by experts in 2004 who predicted the popping of the U.K. housing market bubble. Prices did fall after the big financial crash, but over 20 years the prices haven’t tumbled.

Re: equities. It depends on timeframes as mentioned. With a lumper you could drip-feed half of it over 12 months then re-appraise? Will the warning signs be louder? You’d have thought that a crash could have occurred after the invasion of Ukraine or plenty of other events.

How long do we wait for the AI/big 7 crash?

Edit: if you want a portfolio that covers all bases then take a read about Harry Browne’s Permanent Portfolio.
 
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Darlo1973 said:
Trump probably knows when the next crash will be as he will be the one who causes it
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Yeah and he sells a big wedge of shares in the run up to it
mini-x2 said:
Last time I looked at a Hargreaves Lansdown Stocks and Shares ISA there was about four or five options (if you're going for the managed funds) from low risk to high risk. Which one would you choose if you were putting £20,000 in? Also, there's nothing to stop you giving your other half another twenty grand and them opening another ISA of the same ilk in their name is there?
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Yep she can have one too

It all depends on two things mate

1. What cash reserves are you happy with after investing in the ISA?

2. What is your time horizon for investing in the ISA?
 
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Whats the chances of By the end of the year s&p to hit 7k & ftse100 to 10k?

After the initial trumps tariff panics, markets have gone crackers upwards again.
 
It's probably been asked on here before but has anyone done the rebel finance course on YouTube? If you've never heard of it, it's a couple who teach you how to invest your money and the people who have done it absolutely rave about it.
There's 10 videos to watch starting with how to get rid of debt and start investing. Haven't done it yet. Might jump in tonight.
 
With trying to time a dip in market unless your planning a huge lumper investments it’s prob not worth trying to time it
 
cosmicchris00 said:
Any of the top performing FTSE funds are beating that at present.

Some are likely to see 40%+ gains.

There'll be a market correction soon though but so gan canny there
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The 150 at haydock tomorrow has an over round of currently 119%...

Bet on every horse and if the favourite wins you only lose 19% of your money.

Gambling is easy to workout.
 
Shambo said:
I put a little in gold recently (Ishares physical gold) and its been doing really well

another nice little bump up on opening this morning
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I've been buying small amounts of gold(mainly coins) for 20yrs. I've outstripped the market by a fair distance I think. Got a little over 2kg now, not in the house I must add!
 
Apparently since DJT used government funds to buy 10% of Intel shares 6 weeks ago those shares have risen 50%.
archiesdad said:
I've been buying small amounts of gold(mainly coins) for 20yrs. I've outstripped the market by a fair distance I think. Got a little over 2kg now, not in the house I must add!
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According to AI Overview "Two kilos of 24-carat gold would be worth approximately £182,674 to £185,955, depending on the specific live market price and whether you are buying or selling"
Well done lad.
 
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Iamme said:
The 150 at haydock tomorrow has an over round of currently 119%...

Bet on every horse and if the favourite wins you only lose 19% of your money.

Gambling is easy to workout.
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I see what you did there 😉

Taking your money out of a cast iron bank account and investing it in the stock market is something of a gamble as well as being a bit intimidating.

I've bought individual stocks and shares through a broker over the years and also been involved in company share save schemes. The latter were successful, the former not so much.

Us plebs need assistance and that's where fund managers come in. There are various companies out there who'll sell you a package of funds and, IMHO, one of the funds in the package will be good, 3 will be average and one of them not so good

For anyone prepared to take a slice of their life savings and hand it to a management company I say do your research, be in it for the long term, and treat it as an ongoing hobby, i.e. start slow, understand, learn, improve
 
douggie said:
With trying to time a dip in market unless your planning a huge lumper investments it’s prob not worth trying to time it
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cosmicchris00 said:
I see what you did there 😉

Taking your money out of a cast iron bank account and investing it in the stock market is something of a gamble as well as being a bit intimidating.

I've bought individual stocks and shares through a broker over the years and also been involved in company share save schemes. The latter were successful, the former not so much.

Us plebs need assistance and that's where fund managers come in. There are various companies out there who'll sell you a package of funds and, IMHO, one of the funds in the package will be good, 3 will be average and one of them not so good

For anyone prepared to take a slice of their life savings and hand it to a management company I say do your research, be in it for the long term, and treat it as an ongoing hobby, i.e. start slow, understand, learn, improve
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yeah same I tried to be clever and buy for myself for years and lost a canny bit. Now just use vanguard ad so far so good, last 8 weeks they are flying. My my plan is to pay in for another good 10-15 years, will be a few bumps along the way
 
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