Mackem00
Striker
Meant more that it's evidence to support the transaction like.Need to start putting this on all my expenditures for later reclaim
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Meant more that it's evidence to support the transaction like.Need to start putting this on all my expenditures for later reclaim
Meant more that it's evidence to support the transaction like.
I was given my deposit by my parents on the agreement that when I sold the flat I paid them back, I sold the flat and paid them back because if I didn’t I wouldn’t be able to look them in the eye.
Never a lender or borrower be my dad would always say.
And you'd get no inheritance
Couples all the time I imagine.
Barclays do a mortgage where savings from a family member can be used against the deposit and as long as payments are kept up they get their savings plus interest in 5 years timeObviously some people will do this with their kids etc and not necessarily expect it back.
But say you were to help someone out with their mortgage downpayment because it's in your interest to do so, is there any contract you can put in place to protect your money should they decide not to pay it back?
Should stress I'm not going to do this, was just thinking about it and surely it occasionally happens and causes a lot of disputes.
Obviously some people will do this with their kids etc and not necessarily expect it back.
But say you were to help someone out with their mortgage downpayment because it's in your interest to do so, is there any contract you can put in place to protect your money should they decide not to pay it back?
Should stress I'm not going to do this, was just thinking about it and surely it occasionally happens and causes a lot of disputes.
Should have left her for her more sensible sister.Lent the wife's sister £1000 when she moved into a new flat for carpets and stuff on the condition that I got it back after
she'd moved in and the council had refunded her costs (which was all agreed).
After 3 months, many hints by me and her constantly out on the lash on facey, I asked her straight. "When do you plan on paying me back this £1000"
To which she replied "What are you talking about, I got the money through a week after I moved in and gave it to my sister to give to you!"
So I asked the wife "Where's the money?"
"Dunno, must have spent it on stuff like them clothes and that handbag 'n' that"
Fuming wasn't the word she basically blown the lot on clobber in one afternoon. We didn't speak for a few days after that.
That's no reason box, just a reference.When you transfer money electronically and put the reason for transfer as a "loan to friends or family" in the click box would this not cover that person in any way?
That's no reason box, just a reference.
They'll need more than that.
I'm my experience you put in the amount and then they ask for a reference number or name.Some banks do have a reason but it tends to be a drop down set list (well Santander do this)
I'm my experience you put in the amount and then they ask for a reference number or name.
They do ask that but Santander also have the reason box on top of those
I had an account with them at one point but can't remember that.
What if something happens to you though?very true!
my gran had dementia and because she owned her own house the government wouldn’t fund her care so they had to sell her house. She ended up in a home getting the same level of care as people who’s was state funded which I think is a disgrace personally. They have put their house into my name so that should the worst happen it is protected. Not sure how that works like but Dad sorted it so same didn’t happen.