Just paid off our mortgage



You can't get rid of your kids if your income goes down.


I haven't worked in a while now and it can get to be a little boring. Still though, aye, it beats working.

Yeah but if you're choosing to overpay on mortgage by £24k a year you can hardly use that excuse.

Obviously some are restricted by loss of income but there is an element of properly judging risks & that, and making choices based on those risks.
 
:D
The doctor of chemical engineering I went to school with was academically brilliant but had absolutely no common sense, he picked up a tripod after a Bunsen burner had been heating it up for 40 minutes, dropped it and burnt a triangle in the table, I’m sure the teacher made him sand it down :D A lad at works wife is a professor of something or other in the medical world and he spends every phone call to her rolling his eyes at her everyday fuckwittery. The last call was her asking why the microwave wasn’t working. He said is it plugged in? It wasn’t.

Clearly Smart comes in many forms :D

That bloke has initials KB by any chance
 
Tax Rodwell.
Back on topic

Paying off a mortgage is good but is it better than retirement?

Me dad says he wishes he still worked so he could have a shift off.
I am suggesting we have all been enslaved. Not me, I'm living the f***ing dream, I'm thinking more of those poor bastards at Nissan.

I don’t feel enslaved, even though it would seem that way to others.

I haven’t got a problem grafting but there are downsides to the big corporate machine, mainly the people.

Now will it see me to retirement, that’s the question.
 
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As per the tittle, after paying a mortgage for 34 years we are now mortgage free 🤪😎🤗🥴😁😄😃😀😆

It's a great feeling.

Congratulations.

Downside - Relatives (especially kids) know you have more disposable income :lol::lol:
I've cleared 3 mortgages early . Got stung for paying early for the first 2 . Had a pre-arrangement for the third .

You should never pay off early.

Always leave 1 month on (if possible) to avoid early termination fees.
 

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