pavarotti1980
Striker
Na not when i have looked at cars. I would be happy to buy outright with loan, PCP or lease, whichever is the cheapestUnless you want a brand new car buy outright is the cheapest option ( if you already have a few £k to buy)
Depreciation on a 2/3 year old car is far less than the lease cost
For example I looked at 5 door Seat Leon FR 1.4. target price from What Car was £20k. A 2 year old version is retailing for £13k so part ex will have been in region of £10-11k therefore losing £9k in 2 years.
To lease the equivalent model was £209pm (1+23 rental profile) with £24 service,mainenance and tyres so in total for the same time period it will have cost £5.6k.
To buy would be mental as it will cost you an extra £4k in depreciation