Just had a word with Mrs Bresslaw and we're gonna have to tighten our belts. The car insurance has just doubled from £500 to £1000 cos I had my first bump in 28 years of drivin

, the gas bill is now what our mortgage used to be and the season ticket renewal has just landed. We've already turned the rads off in the bairns rooms and we're looking at other savings.
I'm looking to get rid of me cable package altogether - just use the freeview, and get rid of the telephone.
The only person who uses it is Mrs Bresslaw to phone her sister so I'm looking into this skype thing. How does it work, and are there any costs? I've just found a phone that pugs straight into the broadband without the pc needing to be on - has anyone got one?
Also, any other ideas for saving money? She's already promised to stop going to Marksies for her taties and is going to use the bloke under Shields metro that sells his stuff from the allotment.
Bernard