Women's insurance discounts - sex discrimination ?

[hiroftm]

And since when did women of a similar age and experience become better drivers? Women drivers especailly young lasses really fuck me off. I know lasses that are similar ages and have been driving longer yet I'm fucking terrified every time I get in the car with them and by her own admission has no idea how she passed her test yet her insurance is HALF of mine. Fair? Is it bollocks.

[sad-eyed prophet]

Insurance companies should be free to set their own rates,it's their cost if they get it wrong.It has fuck all to do with some European court.

[Harry Angstrom]

Originally Posted by supernaut1968

If we were to say that all young women only wanted to get pregnant and obtain a council flat, we'd be rightly acused of sexism and tarring every woman with the same brush.

Also, you can't assume that every 17 year old lad is a massive bell end and will crash his car within hours of buying it.

I've seen quite a few women struggle with the basics of driving and there's also a large number of women that routinely drive dangerously.

Maybe, the decision should be taken on the number of attempts you take to pass your test, plus a basic report from the examiner that either states you passed with flying colours (and get lower insurance) or that you're an average/poor driver (higher insurance).

They aren't assuming every 17 year old is shite BUT they have to assess the risk of a driver they are covering. Statistically 17 year old boys claim more on their policy than 17 year old girls. The company are assessing those risks and pricing accordingly.

It's not sexist it's a commercial decision.

[CatRyan]

boils my piss

they can sort this out but they can't ensure women get paid the same as men for the same jobs?

[Harry Angstrom]

Originally Posted by hiroftm

And since when did women of a similar age and experience become better drivers? Women drivers especailly young lasses really fuck me off. I know lasses that are similar ages and have been driving longer yet I'm fucking terrified every time I get in the car with them and by her own admission has no idea how she passed her test yet her insurance is HALF of mine. Fair? Is it bollocks.

They are drivers who claim less than blokes of a similar age.

[hiroftm]

Originally Posted by Harry Angstrom

They are drivers who claim less than blokes of a similar age.

I understand this and it is a shame that some spoil it for the majority.

[Harry Angstrom]

Originally Posted by CatRyan

boils my piss

they can sort this out but they can't ensure women get paid the same as men for the same jobs?

There are laws

[Marty Moose]

By any rationale, the extra monies generated from the increase in female insurance should be reflected by a drop in the premium price of male insurance. Thereby the income into insurance companies remains constant, in keeping with the [robably fact that the net number of claims per insurer is probably constant as well. But I bet it won't. Male insurance will stay the same, female insurance will go up, and the insurers will make a further tidy profit under the guise of 'European law'.

Reminds me of when they made Mars bars and packets of crisps smaller, claiming it was for our own good because we were all fat bastards, however neglected to make a comparative discount on the costs of said confectionary.

[DaveH]

Originally Posted by Harry Angstrom

They aren't assuming every 17 year old is shite BUT they have to assess the risk of a driver they are covering. Statistically 17 year old boys claim more on their policy than 17 year old girls. The company are assessing those risks and pricing accordingly.

It's not sexist it's a commercial decision.

It looks like you are the only one on this thread who can see this.

Making sweeping generalisations, I find that blokes drive fast and agressively. If someone is right in your boot when you are already speeding, cuts you up or pulls out quickly in front of you, then it is nearly always a bloke. The terrible woman drivers I have seen tend to be slow, don't signal, break far too much (but gently) for corners etc.

Both are bad driving, but one is far more likely to cause accidents, and those accidents are the most likely to me the most expensive.

[Harry Angstrom]

Originally Posted by DaveH

It looks like you are the only one on this thread who can see this.

Making sweeping generalisations, I find that blokes drive fast and agressively. If someone is right in your boot when you are already speeding, cuts you up or pulls out quickly in front of you, then it is nearly always a bloke. The terrible woman drivers I have seen tend to be slow, don't signal, break far too much (but gently) for corners etc.

Both are bad driving, but one is far more likely to cause accidents, and those accidents are the most likely to me the most expensive.

The major impact on this will be private pensions.

Blokes don't live as long and therefore get higher pensions. If you cannot discriminate, it will cost blokes a fortune.