Originally Posted by wakey wakey
we just looking for the easiest way mate totally new to this and finding when we are asking people advise they are passing us through to sales before we even know anything about the product itself!
I don't quite know where to start!
Essentially you will need a payment gateway (WorldPay, PayPal, SagePay etc.), a website, a business bank account, and a merchant bank account (Barlcays Merchant Services, Lloyds Cardnet, Natwest Streamline etc.).
You would integrate your payment gateway into your website, either by developing a website/shopping cart from the ground up to integrate with the payment gateway of your choice (as per their protocol/api). Or you can use a solution such as Magento, 1&1 etc. which generally will come with a prebuilt module and simply allows you to enter your gateway credentials.
Your merchant bank account would charge you (generally a percentage on credit card payments and a flat rate per debit card payments) for each payment taken, funds are normally settled from your gateway to your merchant bank, who then settle into business bank account (depending on the risk of your business/choice of merchant bank there maybe settlement delays).
Hopefully that should be a little help.