RTG Sunderland  Message Boards    
 
  • www.readytogo.net
  • www.a-love-supreme.com

  • Go Back   RTG Sunderland Message Boards > Sunderland Message Boards > SMB

    Register and logon to remove this advert

    Closed Thread
     
    Thread Tools Display Modes
    Old 18th August 2011, 12:59 PM   #1
    Finkle
    Goalkeeper
     
     
    Join Date: Nov 2007
    Default Mortgages

    Alreet lads,

    Feel free to tell me to f erked for being nosey but I'm looking at getting a mortgage soon...hopefully

    It'll obviously differ from person to person but what % of your net pay (per household) goes solely on your mortgage? Is there are rule of thumb I should be looking at? Again, it'll differ from person to person as different outgoings/debts/kids will have an effect...

    I've done a budget and that so know what I'll have spare after each month but I'd just be interesting to know other people's circumstances/positions...

    Ta in advance
    Finkle is offline  
    Old 18th August 2011, 01:00 PM   #2
    Barry Siddall
    Striker
     
     
    Join Date: Apr 2007
    Location: Why? - Because I can
    Default Re: Mortgages

    Quote:
    Originally Posted by Finkle View Post
    Alreet lads,

    Feel free to tell me to f erked for being nosey but I'm looking at getting a mortgage soon...hopefully

    It'll obviously differ from person to person but what % of your net pay (per household) goes solely on your mortgage? Is there are rule of thumb I should be looking at? Again, it'll differ from person to person as different outgoings/debts/kids will have an effect...

    I've done a budget and that so know what I'll have spare after each month but I'd just be interesting to know other people's circumstances/positions...

    Ta in advance
    nosey twat

    50%
    Barry Siddall is offline  
    Old 18th August 2011, 01:01 PM   #3
    Metalheed
    Full Back
     
    Join Date: Jan 2007
    Default Re: Mortgages

    We each put in £400 for the mortgage n bills.

    We were in a flat that was £700 a month rent so we dont really miss anything

    01:02 PM..
    Metalheed is offline  
    Old 18th August 2011, 01:05 PM   #4
    BishopQuaker
    Midfield
     
    Join Date: Aug 2011
    Location: Manchester
    Default Re: Mortgages

    Too much of what I take home goes on my sodding mortgage...
    I think it's about 55%.

    Which is why I'm getting a flatmate!
    __________________
    http://www.twitter.com/BishopQuaker
    BishopQuaker is offline  
    Old 18th August 2011, 01:06 PM   #5
    Jasper
    Striker
     
     
    Join Date: Aug 2005
    Location: A Beautiful Place Out In The Country
    Default

    15% oft take home pay.

    Other debts on the other hand.
    __________________
    I fear Obama could be assainated whilst in office by that black hating religion the Ku Klux Klan.
    Jasper is online now  
    Old 18th August 2011, 01:08 PM   #6
    MissRobinson
    Winger
     
    Join Date: Feb 2011
    Default Re: Mortgages

    Only 15% but I had switched to interest only when made redundant and left it as was hoping to sell , when it switches back will double
    MissRobinson is offline  
    Old 18th August 2011, 01:09 PM   #7
    partridge amongst the pig
    Striker
     
     
    Join Date: Dec 2003
    Location: Blyth, dodging the syringes
    Default Re: Mortgages

    Quote:
    Originally Posted by Finkle View Post
    Alreet lads,

    Feel free to tell me to f erked for being nosey but I'm looking at getting a mortgage soon...hopefully

    It'll obviously differ from person to person but what % of your net pay (per household) goes solely on your mortgage? Is there are rule of thumb I should be looking at? Again, it'll differ from person to person as different outgoings/debts/kids will have an effect...

    I've done a budget and that so know what I'll have spare after each month but I'd just be interesting to know other people's circumstances/positions...

    Ta in advance
    Between us it's about 40%.
    __________________
    "we r the sunderland the sunderland book boys" - Facebook spanner 23/05/11
    partridge amongst the pig is offline  
    Old 18th August 2011, 01:11 PM   #8
    Scotsmackem
    Winger
     
     
    Join Date: Feb 2004
    Default Re: Mortgages

    About 10%
    __________________
    "We never want to dream too much because we've had so many false dawns. Well I think it's time to start dreaming."
    Scotsmackem is online now  
    Old 18th August 2011, 01:17 PM   #9
    RTRsBM
    Striker
     
    Join Date: Jul 2002
    Default Re: Mortgages

    about 30%
    RTRsBM is offline  
    Old 18th August 2011, 01:35 PM   #10
    Epping
    Striker
     
     
    Join Date: Jul 2002
    Location: ESSEX
    Default Re: Mortgages

    of my income about 35%. of our joint income just under 20%
    __________________
    I know everything about nothing.
    Epping is online now  
    Sponsored Links
    Closed Thread

    Bookmarks

    Thread Tools
    Display Modes

    Posting Rules
    You may not post new threads
    You may not post replies
    You may not post attachments
    You may not edit your posts

    BB code is On
    Smilies are On
    [IMG] code is On
    HTML code is Off

    Forum Jump


    All times are GMT +1. The time now is 01:00 PM.


    Powered by vBulletin
    Copyright ©2000 - 2013, Jelsoft Enterprises Ltd.
    Copyright © Ready To Go 1998-2013
    Page generated in 0.08339 seconds with 12 queries

    Partially Powered By Products Found At Lampwrights.com