Car Insurance

Elliott · 18th February 2012, 08:27 PM

Currently got 3 years NCD and can't decide if its worth it to protect them or not?

Unprotected = £690
Protected = £757

Worth it like?

Mackem1 · 18th February 2012, 08:32 PM

Protecting no claims is a load of bullshit!!!

AC Mack · 18th February 2012, 08:34 PM

I much prefer unprotected. Protected spoils it a bit.

Elliott · 18th February 2012, 08:41 PM

Quote:

Originally Posted by Mackem1

Protecting no claims is a load of bullshit!!!

can you elaborate?

yamar1 · 18th February 2012, 08:43 PM

even if you have protected and go on to make a claim you will get hammered with a big increace the following year as you have made a ,,,, claim. FACT.

its a con realy.

safc_graeme · 18th February 2012, 08:43 PM

it's worth it if you plan on crashing like.

Royston Vasey · 18th February 2012, 08:49 PM

Quote:

Originally Posted by yamar1

even if you have protected and go on to make a claim you will get hammered with a big increace the following year as you have made a ,,,, claim. FACT.

its a con realy.

Correct...happened to me this year. Although there were many other insurers that were happy to accept my NCB.
Still not sure if it's worth doing though.

Elliott · 18th February 2012, 09:44 PM

Fuck it, unprotected it is.

Cheers

Eccles · 18th February 2012, 10:24 PM

If you haven't got one already, try getting a named driver (with a clean licence) on the policy as a second user. Even if they will never go in it.